Storm warning issued for large sections of Louisiana, Mississippi, Alabama and Georgia, Tennessee, Kentucky and smaller parts of the Mid-Atlantic states. stay alert friends

Hello, i have a question on default consolidation. I am currently in student loan rehab for 5 months. I am trying to get an fha loan for a condo, but I have to get this default off my credit. I want to get it off before 4/30 when the 8k tax credit ends. I will not be done rehab before then, so if I consolidate the loan through the government or pay it off now how will the trade line on my credit be listed? Will it still list default an disqualify me for fha? Can I ask the lender to list it as not defaulted before the rehab is complete if I pay it off now?

CAN I SUE THE CREDIT AGENCIES AND WHAT CAN I EXPECT TO TAKE PLACE. Thanks

Wishing all debtcc members a Happy Valentine's Day :rose:and President's day :) With Love

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Can you sue for punitive damages? I rather not post my state right now or the names of the companies but I have investigated them and know most of my states laws. I was contacted by a debt collector the end of last year. I follwed up with a DV letter along with a complaint to the state. My state replied back that this company was already told to cease and desist once before and that they will tell them again. They still have not validated the debt and have it on only one of my credit reports but verified it 2 times.

how much does it usually cost for debt settlements

I've recently gotten fed up with all of my debt. My wife and my debt is 75k (cc). We are current on our cards and have good rates but I do not fore see us being able to sustain anymore payments. I'm reading all of the experiences and wondering how do I start the communication process with my creditors. I'm on short term disability now and will be out for a couple more months. I'm caught in a quagmire of bills.. I know I will never pay these off so what's my next step. My creditors will not help just because I'm current; I'm actually being penalized for paying bills.

i have 4 different payday loans that are 300-400 dollars each they have been taking 100 dollars every 2 weeks out of my checking account how can i stop this

Hi - hope I'm not overposting, but I wanted to work on this today and I wanted to be sure that I'm reading the steps correctly. Once I close my bank account (done this past Friday) then I should go ahead and send out the ACH revocations - is that correct? My next scheduled payments are all due on the 17th of Feb (this Wednesday). I was thinking I needed to send out my revocations before the next payment is due so they will not send the ACH's through? I've spoken with my bank and gotten two answers.