i had a pay day loan with e payday loans and i am now getting calls from the BAM Group about serving me some papers for court either at my job or my home, seeing as though i didnt write a check, can i be legally chagred with writing a bad check?

The debt has not been charged off yet. I am negotiating with the assigned collector, and we are still some thousands apart after about a month. They said that I need to pay a little right now (to show that there is progress), or they need to file suit to satisfy their agreement with the OC. Has this happened with anyone else?

hey all, do you think payday loans are good idea to improve credit score? I know they are high interest but they are based on your job not your credit so I figured If I take payday loans on regular basis and pay off my CCs faster, that would be a small price to improve my credit. What do you all think? Also has anyone got a loan from SOLICITORY EMAIL DELETED....PM what do you think of the company? thanks

I have a question regarding credit score, I have paid access to my credit reports and scores via 2 websites truecredit.com which I think is managed by TransUnion and freecreditreport.com which is managed by Experian, both will display credit scores from all 3 major credit bureaus while I understand that there is a difference in credit score between each bureau either because they use different way to score or they might have different info on me and my payment history. Part I do not understand is that each of these 2 systems report different credit score from same credit bureau i.e.

At this point this is hypothetical but lets say you are successful in negotiating a great settlement with 3 payments over 3 months. You make one payment and suddenly can't make the second. What happens then?

I have a serious situation. I lost my job 4 years ago and ended up going back to school because I couldn't find anything in my field. We ran up a lot of debt just to make ends meet. We aren't extravagant people. We don't take trips or buy expensive clothes and stuff. We have accumulated about 90k in CC debt. 38K is with Chase and 50K is with B of A. Here is the problem. My husband works for B of A. We have two cards with B of A, one is current and the other is 150 days past due. I've kept the one current because the interest and payment is lower and manageable.

I need help recovering funds from payday loans.

Are these guys legit? any positive/negative reviews?

so i got a call from these guys at work and they stated they were from an attorneys office. and the are representing VIP loans. I did some research and it shows they are just a reg debt collector. has anyone ever dealt with them before??