I have 9 loans and when i took them out i was going to repay them. Situations changed and i can not afford to pay them. i have stopped ACH on my accouns and now one says they have filed a civil judgement againsit me. I am in Maryland. I need advice.

Contacted me over a debit that seems like identy theft seems like they knew everything about me and I have been out of the country for 15 years and this sounds like harassment to me.... said I would be listed as a fellony charge if I didnt pay by 4 pm today. C.A.R, & Associates 5165 Broadway Ave. Suite 253 Depew, NY 14043

i need some advice. help! i got a call today unknown number, a lady named tina roberts a legal / processing coordinator.. shes processing a paperwork complain to be filed in orange county, california ( where i lived ) and she wanted to verify some information but since it was a voicemail she wanted me to call 8779747244 the petitioner's office to verify and get my court date. am i being served ? should i call that number? i have a history of not paying my credit cards and im still on debt.. is there anyway i can stop them to file a complain ?? what should i do?

Hello Background About 3 years ago I was involved in a bad business deal. Being naive and a friend of my now ex partner I put myself in a ridiculous position that i'm quite ashamed of. Because of that I'm around 16k in debt in credit cards and about 10k in debt on a prosper loan. I've gotten to the point i've had to stop paying my cards as the combined monthly payments became too much. I'm still paying my prosper loan and 2 cards but the rest have gotten into collections. It's a blight on my life as in the past I've been extremely responsible.

My husband worked for the US army. He died during a feud in Pleasant Hill. I had contacted the credit card company after the demise of my late husband. They told me that the debt would be taken care of. However, I found that they have charged off the account recently. The account is still there on my credit report. What should I do now?

First off, thanks for all the info that is posted here, it opened my eyes to options I may have. I had two loans. One for $1,200 from Plain Green and $5,000 for Western Sky/Cash Call. I had already paid $2,700 to PG, when I sent from ACH letter to PG using the suggested letter on this site. I informed them that I revoked ACH privileges and stated that their loan was illegal in NJ and requested a Paid In Full, as well as a refund for overpayment. I received the standard PG response, of removing my bank info and no further ACH withdraws would be made.

    What classic group via cwbservices sent me after I asked for a refund of $170 and a pif letter. Is this correct?   We respect a consumer who researches the services to which he/she uses. With that being said when you applied for and agreed to the terms of the loan, it would have behooved you to read the complete contract you agreed to with Classic Group. You are a citizen of California, however the contract was not made in California.

Is it illegal to close current checking and not give pay day lenders your new checking account?

David, please check your mail and send us the details so that we can process you QOM payment. Congratulations on the WIN :)

In 2004 we bought a house, 2005 got a loan to put in new windows. In 2008 we moved out cause the house was too small after our last baby, in 2009 we short sold the house. In 2008 we stopped paying on windows loan, and now it is on our credit. We had one collection company that would not send proof of debt, then it went to another collection company LVNV Funding and it is showed as an "open" account, but we have not been in contact with them or paid anything toward the debt since 2008, or late 2007 so how long will it stay one our credit since we short sold the house?