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I have had several links disabled in my posts in the Pub by someone recently. They were not being used in conflict with this site or to promote a business. They were there to help people who may need extra money and I am sure a lot of people here do! I would really like to know who did that and why? The person separated the @ sign form the body or deleted the www. Worry about the real spammers and not your fellow mods!

My question is...what do I tell them at the bank? I need to put a hard debit on my account before friday. WHat will they ask me? The reason is...I have too many loans and it will deplete my whole pay and then some. SOme are overpaid and some are not paid at all yet, but I can't get a hold on any of this until I block my account. Will they be helpful?

attorney needs statements of all credit cards, (approx 150k) in order to begin with the filing. If the cards(s) have been charged off (as they have on a number of the cards), does the attorney need the collection agency's name or is the Original Creditior good enough? thanks

Got a call from one of my cards and talked to the manager. He said that today at 4pm was their "deadline" to asssist me with one of their programs yet he would not state what whould happen if I did nothing today. I asked and he said I'm 148 days past due. He was very helpful and nice and said he would work with me on a settlement to get approved by his manager but first, I have to make the old minimum payment of $500 to get me another 30 days to negotiate. He said this payment can go towards your settlement but we need to make this payment today, otherwise it's past their "deadline".

Im still numb, but I got a settlement of 25% on a little over 40K!(Im 120 days out) 3 payments off a debit card, starting later this month.I just said this is ALL I have to settle(true), and I got this really nice professional manager.She was more than willing to help.So I geuss it is who you get a hold of.She is in NY. I will have the letter by next week. Now I only have one Citi left!Im working on that as well, but will have to save up funds for that. :D

Just received a settlement offer from citi on a $15K balance. It's not an official letter but looks like one of their mailings with a phone # and came UPS. The offer is at 45% and the account is under 60 days old. Does this sound legit?

Does anyone know anything about Military Financial. I have a loan with them. I want to pay them back but at the amount they are taking out of my checking account every payday, I am having a hard time paying my other bills. What is a course of action that I can take to stop them from taking the payment out of my checking account? I am in Nevada. I am worried that if I stop allowing them to access my checking account, that they will call my commander demanding payment. I realize that I got myself in this situation but I want the madness to stop. Any suggestions would be appreciated.

May we have a location to move useless threads, or duplicate threads that serve no purpose, instead of deleting it completely. This way it won't push down the most recent threads which needs attention. I will try to explain. There have been times when a new (bogus) member or guest begins a new topic (repeatedly) which other members responds to not realizing it's spam. I feel guilty deleting the entire thread due to the fact that regular members are simply being polite welcoming the new (bogus) member. For example; "Hi, I am new here from Scotland" Same thread over and over and over.

Hello All, So Discount Advances is showing up on my Equifax report as professional debt mediation in collections accounts. I disputed it online. I checked the box that said I am no longer liable with a really brief description of the Payday's illegal in Mass. as well as the fact they havent responded to the my DV letters or my willingness to pay off remaining balance of original loan. I originall borrowed $420.00 paid back 141.00, I owe $279.00.

I've been on this site since July, 2009 when I got myself involved in payday loans to meet living expenses. Little did I know when I took out the loans that I would spiral into more debt. With the help of the knowledgeable people here, I managed to get these cleared off. Then I moved on to my credit card accounts. My credit cards were being paid under a debt management system, whereby the rates were reduced.