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I am trying to write a motion for summary judgment based upon the fact that they have no proof I signed up for or attended classes. Any ideas on where I can get a sample motion?

I filed a chapter 128 in wisconsin last week on the 16th of November. How long does it take for them to get the ball rolling and start collecting money from you? Anyone know?

what % does the goverment tax you on forgiven debt?

I've tried sending an email to MyCashNow since last Wednesday and each time the email keeps bouncing back, HOWEVER, I get an address from the same email reminding me to have my money ready for them to debit. [EMAIL="support@mycashnow.com"]support@mycashnow.com[/EMAIL] only works to solicit money, as does [EMAIL="CPDCustomerService@CreditProtectionDepot.com"]CPDCustomerService@CreditProtectionDepot.com[/EMAIL], who sent me an email letting me know they couldn't debit my account.

My HR person notified me this morning that International Payment Services sent a letter of wage assignment and that Regional HR notified her that they had to submit it to payroll. I went right into her office and informed her that just as I gave the authorization to assign my wages, I could revoke a wage assignment at any time in writing, which I did by email and fax. I told her that unless they got a court order they had no right to go after my wages. I gave her the letters I sent them and she forwarded them to Regional HR. It's on now and I'm heated!

Chase 25% Us Bank 18% Juniper Biz 20% That is 26700 total debt for about 5685 This is in the last thiry days

They offered me a 20% settlement on a 13,000 debt. That took a lot of negotiation.

If a debt collector calls and leaves a message on my machine and I am not aware of any debt am I required to return the call?

Tomorrow I will be going to the bank and closing my account. This is a huge step for me. I am so ashamed of what I have done. I hope the bank does not give me a hard time. I dont think emotionally I can handle it. This site has been the best support system I could have found. I want to thank everyone here for your wisedom and support. I dont think you all know how many people you really have helped. It incredable how many people get caught up in this nightmare. well I will update everyone when I return back from the bank tomorrow morning. Crossing my fingers....