I had a business in which I personally guaranteed an account. Needless to say, no longer in business. The account has been sent to a collection agency. I'm getting harassing emails, constant phone calls (told to stop), 3rd parties have been told about this debt, then wont even send written notice of the debt. The list goes on!
The Debt collector claims
FDCPA doesnt apply! Is this true?
Does the FDCPA apply to business accounts which had a personal guarantee?
If so, should I hire an attorney to sue this company?
THANKS!