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Hi Everyone, I have posted on here a few times. Here is an update of my Chase encounter. My original balance was $24,000. I offered Chase to settle for 35% ( around $8400)the first month late. They declined several times. They would not offer a decent settlement because they said I transferred some balances to the card just before I quit paying.

I owe BOA about 40000. The have offered a 30% settlement. I countered with a 6000 offer. They said they could not budge from the 30%. They sent me letters saying they were going to charge off the account. This is at about 150 days. I pleaded with them for a while and received some good information. They said they send the debt to the charge off unit. They will be able to make a better then 30% offer once it is in that unit.

Robert Lindsey aka Bob Lindsey aka The credit Card Solution aka scumbag ripoff artist has now taken his scam operation to Wyoming because he had his but thrown out of Texas. Robert Lindsey is a career criminal with a felony record and had ripped off many consumers for hundreds of thousands of dollars. Robert "the cross" Lindsey has been ripping people off since the early 1990's when he was permanently enjoined from offering any business opportunities in the state of Texas.

What percentage of the debt should you ask to settle for?

Remex Inc. Phone: (609) 921-8950 Address: 322 Wall Street Princeton, NJ 08540 C rating with BBB This business is not a BBB Accredited Business. # 7 complaints filed against business

Enjoyed reading through this site, I will send this site to a few of my friends

Hello Everyone, I am a debt settlement newbie seriously considering an attempt to stop payments and get the banks settle my credit card debt. I am getting ready to start my battle by stopping payment and 6 months or so of negotiations but have questions. Some could be really basic. Pl don't flame me and point to a sticky or any topic that addresses this. background: Ran into debt due to medical bills for mom.

Anyone have experience with Nationwide debt settlement in Arizona?

Really not sure what to do. I have a court date tomorrow on a discover card and I am really not sure what I gain by going.

I got the following letter from Discover today. Is this there last attempt to collect before charge-off or does it look like they are goiung to sue me directly. P.O.