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letter came to house from agency/pse&g acct with the wrong last name on the forms/letter..how to handle that?

what if you consolidated before, would the creditors go for it again

I have a loan coming out on Tuesday for Cash Central and I requested to invoke and EPP yesterday (Friday) but I have yet to get a response. I'm hoping they are open on Monday so I can make sure they will honor my request and not put through an ACH. Thanks.

My partner bought a car,I co-signed. Foundout I'm actually the primary debtor/ower? on the contract. She can't make payments.I certainly can't either since I'm currently trying to figure my way out of $57,000 of credit-card debt. Any advice on how to try to give the car back before they start repossesion process? Blue-book value is around $15,000. Loan is almost $30,000. Thanks for any help.

How many times in a day can a debt collector call you?

Yes I was wondering has anyone ever dealt with these folks regarding debt settlement? There suppose to be a sister company to debt settlement USA. I am thinking about using them to help me get out of debt and am considering is this something I should pay them to do or should I take this on my self. One card has been charged off the other one is still with the original creditor and there showing Im 60 days behind but I havent been able to make a payment since feb. 2009. Thanks

I owe $10,000 in taxes from IRS from a $200,000 real estate property which I lost to foreclosure. On top of that I have $3,000 of cancelled debt from a credit card. As for my assets, I have no car, no house, no furniture, or anything significant else under my name, just my personal belongings and $1,000 in my checkings account and I'm staying with family until I'm settled. So do I have to pay any taxes to the IRS? Can I file insolvency and be forgiven? How do I prove I'm insolvent?

ive been recieving calls from a collector that statee he is a legal officer with the collection company( this debt is for a payday loan)he said yesterday that he was going to put my name in the paper and send collection agents to my house! he would not send me anything in writing even though he has my address!! is this legal? what can i do?

I have both business and consumer credit cards with Bank of America, and they definitely are not as friendly regarding negotiations with business customers I have experienced. With my consumer card, that was just a few days past due, I already got a letter asking if I am having trouble paying my bills to and to please call them to arrange a settlement. With the business cards, you just get jerked around, the reps are rude, they do not give you their last names, they lie, etc. I understand that the business credit is not protected under FCRA.

In mid 2007 I opened up a line of credit with this website called Equinox Instant Credit website Link deactivated by Shazzers per the TOS equinox.ibingo... This website is directly set up to loan you money and then the money is transfered to an online bingo website Link deactivated by Shazzers per the TOS ibingo.