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I received a notice from Asset Acceptance that they were collecting a debt for Verizon Wireless for $156.65. I do not believe I have ever had an account with Verizon (I have had a pay as you go account and my husband has had a regular account that is current) so I really don't remember having a contract with them. I wrote to the company requesting a debt validation and I received a piece of paper stating it was a debt validation. It had the original creditor: Verizon, an original account #, principal amount and interest amount and then my updated mailing address.

Hi, just got a summons from them today. I have paid 400 out of the 884.21 from a credit card from cap one. So I have about 500 or so left, how should I respond? Do I file a written answer to the court? What should I say? I called them (Weltman) and they told me that (they cant reduce the $541 balance).

I've seen in the forum a ton of people have had issues in contacting "SAM". I DV'ed them based on an address I found on here and then matched online. I got the letter back saying it was unable to be delivered because there was no forward address and they moved. So now I got a settlement letter from them (hmm... moved? I think not! Tricky old SAM). So I am posting their contact info for you all in case you need to DV them =) Superior Asset Management 1000 Abernathy Rd. suite 165 Atlanta, GA 30328 Toll Free: (800) 895-3103

I'm recently divorced and have built up a lot of credit card debt due to the divorce. I have a large child support payment that has made making ends meet very difficult. My credit is very good, in the high 700's and have not paid any credit card bills late up to this point. I own my home but recently refinanced and am sitting at 80% LTV. I'm at the point where I can no longer make ends meet and an paying utility bills a month late so that I can make my minimum payments on my CC's. I've been paying my house and car payment on time as well as my CC's.

Has nayone had any luck with getting VIP to mark as PIF using overpayment from previous loan? I am in LA and overpaid first loan by 260. I have paid 200.00 on the current loan of 500. The person I have been making payments with will not discuss the letter I sent and said that she will just send me to a 3rd party. I have already defaulted on the second loan. I have sent the state law.

I've seen in the forum a ton of people have had issues in contacting "SAM". I DV'ed them based on an address I found on here and then matched online. I got the letter back saying it was unable to be delivered because there was no forward address and they moved. So now I got a settlement letter from them (hmm... moved? I think not! Tricky old SAM). So I am posting their contact info for you all in case you need to DV them =) Superior Asset Management 1000 Abernathy Rd. suite 165 Atlanta, GA 30328 Toll Free: (800) 895-3103

Hey all, Quick question....Just how many times can a CA (in this case lvnv) not validate a debt but keep passing it on. Before it is a violation? :rolleyes:

I live in NC, had several payday loans, used the info here to stop them, actually got some paid in fulls but basically heard nothing from most of them. Now . . . One of my references on a previous payday advance loan has been getting increasingly aggressive calls from Logan Harris. From what she could understand (very thick accent) he was threatening her with legal action because he couldn't get in touch with me. I finally called the number today and he said that he was an officer of the NY Civil Court and there was pending legal action against me there.

I had taken out a Payday Loan on-line from Quickest Cash Advance from back in July 2008 I live in Ohio. I defaulted on the loan after finding that it was illegal to begin with. It was sent to a Mid-America Credit Bureau (Collection Agency) in Oklahoma. Then I was getting calls from another collection agency. I had paid $200 of the original $300 loan amount to the first collection agency and then after the second one had started calling ---- I didn't pay anything else ---- because they both stated they had the account at their collection agency.

Buenos dias to this great community, I'm new on this forum. It's very nice for being a part of such nice community. Have a nice day. :)