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Payday loan help-steps so far

16 years 6 months ago
Ok I closed my bank account account on 10/27 with hard hold and all and sent out my revoking ACH withdrawal e-mails as advised. I didn't realize what kind of situation I had until I went through my bank statements to cross reference PDL deposits and withdrawals! Just like everyone else I had to keep borrowing from one to pay another thinking my situation was going to change!There were about 16 different companies involved!Half of them shouldn't even bother replying back since they have been paid way more than the original loan's values!

 

What does this mean? I am so sick of this!

16 years 6 months ago
What does Plaintiff has propounded discovery to the defendant mean? They have sent me nothing asking for discovery. They, Trash Heads CACH, LLC attorney is asking for another continuance. This is there 2nd one. How can I stop this? It has been 3 months since they filed this case. If they have their crap togeather than lets get it on if not why should they be given more time to get it? Thanks! Mary:mad:

 

Which consolidation place is the best for PDLs?

16 years 6 months ago
Just looking for info on the debt consolidation places that deal with these PDLs-which one is better?

 

Chase rep said charge-off is worse then bankruptcy. True?

16 years 6 months ago
My card is about to be charged off. Is that actually true?

 

debt collection on old debts

16 years 6 months ago
can a debt collector try to collect a debt that is 12 years old..that has been written off

 

Allied Interstate

16 years 6 months ago
Well, it seems that GEMB has hired both Encore & Allied Interstate to collect on their behalf. I added this information on my other thread, but I thought since this is a new collection agency, I should start a new thread to find out how to proceed. Allied Interstate started calling me last week. Because of their reputation, I believe they are the ones who are incessantly calling my sister looking for me. It's either Allied or Encore (who I haven't heard from in 1.5 weeks). Allied is calling from (877) 225-1118. I sent them a DV with a limited C&D.

 

Chrys Henderson - APB

16 years 6 months ago
Hey Chrys, where are you? Hope you are OK!

 

Hello everybody!

16 years 6 months ago
Hi guys, my names Tina and im completely new to this forum. I hope that I'll learn and share a lot of interesting things. Thanks, Tina

 

DMP not working; can I do settlement now?

16 years 6 months ago
I have 3 BOA CC = $13k and 4 Chase CC = $9k. I was on a DMP through CCCS Nevada they failed to pay my creditors on time leading to late fees, long story short I stop their services and now interested in a settlement. I called BOA & Chase they said they will not work with me because I was already on DMP, all they could do is refer me to another 3rd party credit counselor. My last payment was on Sept. 14, they have not called at all. Will they really not work with me because I was on DMP or is just to early to talk settlement?

 

Collector Attempting To Collect Paid Debt

16 years 6 months ago
A collection agency calls me, send me statements, and reports to all three credit bureaus that I am past due. The debt was paid and the collector continues to try to collect. I have notified them, in writing, to stop, and they keep calling. Should I report them the Better Business Bureau and the Attorney General of the State?