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Hi there, I live In New Mexico and was recently served a summons on a 3 yr old debt. I know that i owe this debt and that im well within the states statute of limitations. With all of the paperwork was included a sheet to send my response to the summons. The line starts out " the amount of ..." and then has an area for me to fill in my response. But what do i need to say here? do i write that its a valid debt and needs to be paid, request for a payment plan? im lost here! i just don't want to put something incorrect and hurt myself in the long run.

I have been receiving several calls at work from 866-489-0979, evidently a law firm. I told the woman I could not receive personal calls at work. She said the debt was created online, I believe a payday advance. I told her she could email me with what this was all about. To date, I've checked my spam and junk mail filters, as well as my inbox, and have not received an email from her. I don't know which original lender they bought my loan from. My question is this: Can they take me to court if I don't reply to the phone calls? I cannot afford to do this right now.

Hi All Are these illigal payday loans in the state of NJ *** duplicate content deleted and thread closed Please start only one thread per topic - Jason

Hi All Are these illigal payday loans in the state of NJ I am in the process of closing my account and do I email them my revoke letters or call I have all the phone #'s and the email addresses (except for 1 email address) I have the followinf PDL out Centuria LPUSA/Genova Roth $300.00 pay 630.00 CMG Group llc 250.00 paid $450.00 Connect to cash 250.00 paid $840.00 International $250.00 paid $375.00 Ameriloan $150.00 paid $150.00 (I owe $100.00) Fast Cash $200.00 only paid $60.00 (should of stopped when i was ahead - oopes never got ahead)\ Loanshoppe (800-806-9971) $200.00 - pai

I received an electronic call at my office from April Chase @ Simm Associates asking me to call back regarding a debt. When I called back I got another girl on the phone (can't remember her name) telling me about the Debt. I informed her of all the steps I took to cancel the acct (It's Bally Total Fitness) and she told me those weren't the correct steps and became very aggressive and rude.

I over paid Cash advance Network $650 for a loan of $350. I closed my bank account and now I am getting the phone calls etc. Most of PDL lenders are willing:cool: to work with me to pay back the principles I owe. But, I have read on the site that Cash Advance Network is owned and ran by Native Americans and the state Laws to not apply to them. I live in CA. Has anyone delt with this company and I will take any advice. I also want to thank the people on this site for all the help. It was nice to get a paycheck that was not gone as soon as it was deposited.

I want to say - thank you for this!,

Received this call this morning on my answering machine. Music for a long time and telling me to wait for the next available operator. Then woman says my daughters name and hangs up. Strange.

I have loans with the following companies. I live in Illinois. Does anyone know if these lenders are legal in Illinois? 1. PayDayOne(I think this one is legal and licensed) 2. GECC-Cash Direct Express (If anyone has a physical address) 3. 500FastCash 4. USFastCash 5. PaydayMax 6. Discount Advances 7. Platinum Cash 8. M1YProcessing 9. StarCash Processing (If anyone has a physical address) Thanks for all your help

I have been paying these people 100.00 a month for 9 months based on an agreement with them. Now all the sudden, 100.00 a month is not good enough. They called me at work today and offed settlement of 3900.00 in 3 months payment. If I could afford to do that, I wouldn't be in debt anyway. Anyhow, I explained to them that my financially situation has not changed and that 100.00 is all i can pay. The lady I spoke with said that wasn't good enough. Well, it has been good enough for 9 months, whats the difference now?. Anyway, she said they would sue, etc, if I didn't settle with them.