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I live in Montana.I currently have 10 internet PDL's and 4 storefront PDL's in my town. I am just tackling this problem and need some help. I want to pay these but on my own terms and ONLY what I owe. I know most, if not all of the internet loans are illegal and need advice. My first and foremost question is -the only loans are scheduled to be paid by ACH on friday, september 25th and I do not have the money to cover these. It is over $500 in fees. Do I: A. Close my checking account? or B. Bring in the revocation of ACH letters I am emailing tomorrow to my bank to try and block the payments?

FTC Slaps $1 million Fine on Internet Lender Over Collection and Loan Practices September 22, 2009 An Internet payday lender based in the UK was hit with a $1 million fine from the FTC and state of Nevada over what authorities say were shady debt collection practices and lending tactics. A UK-based Internet payday lender will pay $1 million to settle charges brought by the state of Nevada and the Federal Trade Commission that it failed to disclose key loan terms and used unlawful debt collection tactics. The FTC announced Monday that a network of companies operating under many names had been t

Anyone have any comments on CRN and how they work?????

we are cosigned on our college grads student loans and we need to get him off to refinance our home. who can he go to to get a loan on his own. he tried one place and was turned down. he has excellent credit.

I got a call from this number today, they didn't say what they wanted, just call back. Anyone heard of this number, thanks.

My father is 81 years old and my stepmother passed 2 years ago. Dad has social security and a small annuity. He has no car or house or other assets. I have his power of attorney and am trying to find out what I can do about the debt they had accumulated. They had a line of credit for a bank of over 20,000 dollars, medical and ambulance bills as well as cell phone and cable bills a relative had run up using them as a co-signer. The total is about 30,000 and he is getting collection notices and I have no idea how he can ever pay these. What is my recourse here?

I live in NC & had a payday loan in 2005 that has defaulted since 2005. The just started contacting me at work about 3/4 months ago. I am getting phone calls at work & at home now after 4 years. Can they still take me to court?

How would credit card consolidation affect my credit score?

is it possible for me to get a secured visa or such to start rebuilding my credit if i have a chexsystems history?

I had an amex credit card that I finally paid off and had a nasty surprise a few months later. I got a letter in the mail saying I have been late on my payments and had a big penalty to pay. For some reason when I paid the card off they decided to add on interest right after the fact. So there was about a dollar fifty on the card when I thought I was done with the card that led to a lot bigger balance. I couldn't believe I actually had to go through a fight with them to get those charges dropped!