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Common Sense Debt Relief

16 years 8 months ago
How many times do we have to listen to the bailouts the large companies are recieving? It's very disheartening for the average American citizen to try and get a handle on their debt, when interest keeps rising, cost of living is increasing and jobs are downsizing. The worst option anyone can take is to throw their hands up and either ignore their debts, or assume that a debt counseling agency can solve their problems for a low monthly fee.

 

going nuts in ohio over pdl

16 years 8 months ago
you guys have been the only thing keeping me going. update i am unemployed. and have all storefronts out in ohio, last week they all said if i did not pay they were filing charges against me... the stores are ace cash express, national check cashers, always loans, advance america, and cashland, i got traped my boss was going to fire me did not but cut my pay i had to take out these advances to surive i am a single day with an 8 year old daughter, well a lawfirm called me yesterday said they were filing check fraud charges against becase i did not tell them about my cut in pay.

 

Is bankruptcy right for us?

16 years 8 months ago
My fiance and I have been going back and forth on what to do for over 2 years now. I've finally come to my wits end. I can't take the stress, depression, and anxiety anymore. I work from home, and my checks are 566$ take home, and he works in a casino dealing cards. His checks are different all the time. Summer months are better, but on a average i would say his checks are 2200 a month. (winter time we're lucky to see a 800$ pay check) So together we're right around 2900 a month. Give or take. I've provied a list of our debt, and what we pay all together monthly. We also have 2 kids.

 

BBB ratings assigned to debt settlement companies

16 years 8 months ago
I have been researching Debt Settlement Co's on the BBB (Better Business Bureau) and am shocked how many have low ratings and complaints. So far I've only been able to find 1 company with an A+ rating. I so glad I did my research as the BBB has always been my reference point.

 

Are you deep in debt and have a bad credit history?

16 years 8 months ago
Are you deep in debt and have a bad credit history? If you answered yes to that question, finding a company who offers a bad credit debt and loan consolidation service may seem like the perfect solution. It is very important however, to investigate all of your options before taking such a drastic step.

 

Should I sell my home to pay off debt?

16 years 8 months ago
My question is should I sell my home to pay off some of my credit card debt? We have about 60K in equity in our home, and our mortgage is a really low payment. We have about 100K in credit card debt, and I am wondering if it is a good idea to sell our house and pay off some of the debt?

 

Question(s) on Illinois Internet Pay Day Loans

16 years 8 months ago
I have the following loans, all obtained on line. PAYDAY ONE-, SALARY FAST.COM , CASH NET USA, MAGNUM. I am going through a Debt Solutions Company to pay these. They are extremely reputable and has helped me in the past. I was stupid and desperate. I do have a couple of questions. 1. What are these letters people keep referring to to send these internet loan companies to stop them from adding additional charges and interest?

 

Usa benefits stole money from me

16 years 8 months ago
I have never heard of usa benefits and they took 49.95 dollars from my checking account. And I am tired of them stealing from me because I am the one who gets in trouble. So I want to know how do I get my money back

 

charge off settled for less than full balance

16 years 8 months ago
I have agreed to a settlement with a cc. I received a letter stating once settlement is received, it will be reported to the credit bueau as a charge off settled for less than the full balance. How badly will this effect my credit? Should I still go through with this settlement? Is there a way to get them not to report it as such?

 

Last person that posted

16 years 8 months ago
Am I missing something or can you not see the name of the last person who posted in any thread. It helps me figure out from a glance what may or may not be spam to be able to see 'who' posted last in any and all threads.