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Hi All, The calls have started. Do I need to submit a wage revokation assignment letter to my HR for every PDL or will just one in general do? I am very embarrassed about this situation and I know things are not kept 100% confidential in our company like they should be so I am not jazzed about the thought of turning in 8 letter to HR and having to explain myself. Thanks!

Has anyone ever heard of this company? This is who called me from #1-888-477-1866 ext 332 and said they were representing Global payday loan and that I had loan for $350 back in Oct 08 and the total now was $820.00 but they would settle for $310.00 if I would send it to them on my next payday which is today. Someone from same company named Thomas Rafferty has also been calling my work and telling lady that answers the phone that they were on their way to my work to serve me with papers and even mentioned to her about coming to my house.

I sent out a request for direct negotiations to a credit card company that has negative marks on my credit file. they sent me a letter back saying: The above referenced account is no longer owned by *******. It has been sold to HILCO Receivables. If you have any any questions, or need additional information, please contact them. What should my next step be? Should I negotiate with the Collection Agency for pay for delete?

Hello everyone, I have read this board for quite a long time, but I have finally made the decision to get out of payday loan debt! :p Unfortunately, I have made the terrible decision to take out many Internet payday loans in NC: Web PayDay - $450 JHS Marketing - $200 Kenwood Services - $250 Zip19 - $300 MyCashNow - $300 United Cash Loans - $200 This is not including the finance charges. I've been through a lot financially over the past year or so, and I am ready to take control.

number 801 717 1550

My car is 6 months overdue for payment and I was contacted by a repo company. Would the bank rather have the car or would they be willing to refinance? Is this common practice for bank, or should I just turn it in? I have the money to resume payments, but not the $3k lump sum to get current. Any advice?

Hello everyone. I am in need of some serious guidance. Please go potty and get some coffee, this is sort of long. So please let me explain my issues: Pulled my credit report this July. Found all types of lovely collections. Disputed my issues, got my results and then started sending letters to the collectors and here is where I run into some issues. 1 collector has until tomorrow to respond. It???s from ARMS in Illinois (where I live) and they just popped up on my credit report. They state it is a debt from a balance due from a daycare center.

anything on this company

I am so confused. Can anyone tell me if Cardinal Management is an illegal lender? I live in Wisconsin.

I just pulled my credit report and noticed that LVNV Funding both on Experian and Equifax. But they reported OK status on Equifax and KD status on Experian. What should I do???