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i'm gonna file bk but i need to pay the lawyer first , i'm gonna pay in off in 2 month does it matter if any of the cc sell my accounts off to collecters in the time i'm waiting to file.

Buyers of bad debt bide time as U.S. consumers fret "http://www.reuters.com/article/reutersEdge/idUSTRE56L58R20090722"

NCO File Suit Against Law Firm stating that they don't sue debtors aggressively enough. "http://www.law.com/jsp/article.jsp?id=1202432317969&Law_Firm_Sued_for_Allegedly_Using_Filing_Fees_for_Its_Own_Expenses" [quote]"NCO has reason to believe that Defendant prepared thousands of lawsuits but never filed them.

FedChex Recovery LLC Address: P.O. Box 18978 Irvine, CA 92623 Tel: (949) 440-4646 Fax: (949) 440-4645 email: info @ fedchex.com A BBB Accredited business since 11/05/2001 and they have a B+ rating. source : la.bbb.org/businessreport.aspx?companyid=13160914

As of april 2006 I payed of over $7,000 of debts that were on my credit report. One of those bills was from LVNV Funding for a credit card from Bank of Marin .I paye it of in full. I was given a confirmation code and sent a validation of payment letter. The acount and case was closed as the card was payed off in full . LVNV is handled by resurgent. I recieved my new report a few months ago June 2009 .

Just as I thought. There have been reports on this board of people getting contacted by someone pretending to be a debt collector, but not acting in a legitimate and legal fashion at all.

I haven't had credit for 6 years. I would like to get a credit card. I have a debt collector on my credit report, but it should be dropping off. Other than that, my credit is okay. If I apply for a credit card, what will the credit company look at? Will they look at my credit score or my credit history? Or, both? Will the debt collector see that I am applying for a new credit card? If so, will they be inspired to sue me?

I used to own a small business that was an s-corp. The businesss failed, the s-corp was dissolved, and there was a business credit card with Capital One that defaulted. Now a CA is calling me on this debt. I asked for DV and the CA sent me statement copies. All copies show that the account holder was my S-corp and I was an authorized user only. How do I respond to the CA in this case? I know that S-corp debts are seperate from personal debts. Do I say that this is not my debt?

I am usually very happy when anyone achieves a milestone in the community--and am today as well--but I know I am going to open a can of worms and say I have doubts about PDL Owner. Not because of his knowledge base but because of his point of view. If he REALLY is a PDL owner, then I don't know if that is what we should be promoting. Also, would people dealing with PDL's REALLY want to get advice from him? I'm not saying he isn't knowledgable, because he is, but I have read his posts and don't like his pro-PDL stance. Just my two cents.

Does anyone have the phone number for Excalibur I, LLC?? I have searched everywhere for it and have only been able to find there address in Lake Success, NY. If someone knows there phone number I would be very thankful if they could share it.