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I recieved a call from Martinique at PDM 866-504-7548. I was at work so I couldn't really get all the info except this was my paydal loan I had with VIP. I borrowed $500 and paid back $450. Well I told her I could not talk since I was at work but could call her back when I get off at 5. She also stated that if I do not call her back by 6 she will file all paperwork with the court in my city for wage assignment I think is what she said. She caught me off guard since it has been 2 months since I sent all my letters and stuff. Should I call her back? What is my next step with this company?

Will credit card companies stop charging interest if I settle and make payments?

I owe $674 to The Cash Store and $454 to Advance America. I cannot pay. Ive been so restless thinking they will call my work or garnish my wages. I live in Michigan what can I do?

I live in the state of New york. Lately I've started to receive calls from Tata&Kirlin. My research results show them as a Law agencies. I was sitting at my computer waiting for a business call when the phone rang and a women asked for me. She then began to tell me I have an outstanding debt with Sears. I did have an account with Sears but that was in the early 80s. Because of health reasons, I had to stop working, fell behind in my bills. During that time, I was sued and received an civil judgement for the account. I remember this stayed on my credit reports for a long time.

is there help for people who owe more than more payday loan company on line

Has anyone here had to file a complaint with the FTC? Will they follow up with you? Heres my beef: I have a small loan with credit central, which has a local office for payment. When i signed up with T+C, they got an agreement in writing from credit central to accept payment from them and not contact me anymore.

I sented the letter to each PDL company and closed my bank account. I recieved some paid in full letters(no refunds, of course)and some settlements for the principal amount. Those settlements I agreed to paid via money order mailed to a physical address. But what about the ones who have sent letters for more then the principal, and when I responsed saying I would only pay the principal amount, they stated it will be sent to a collection agencies. How do I deal with the collections agencies? One of PDL loan is from Eastside Lenders, who I believe is not legal in Minnesota.

I am considering do-it-myself debt settlement with BOA, Chase and Discover, all totalling about 70,000 in debt. I am current on all payments now but most of above have jacked up my interest rates to 29%. This is making my monthly payments outrageous. I expect to be able to pay a lump sum to credit cards above of about $35,000 in a few months, but want to use this for debt settlement to get out of these high interest rates once and for all. I also have an ARM mortgage which adjusts in 10 months.

I am using a debt management/settelement company to negotiate and make my payments. One CC company has negotiated and will be paid off in two months. The others have not completed negotiations. Since I have someone handling the payments, can I demand the collection agencies stop calling. will a cease and desist letter work?

Does hiring lawyer for my loan modification is expensive?