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has anyone here used them and are they reliable?

I could really use some help. I had 2 CO's that were turned over to collections. For stupid reasons I won't go into, the CA's obtained judgments. Both have been paid as of December 2008. I am finally getting my head out of the sand and dealing with the credit mess I made. Is there anyway to get these items off of my credit report? Any help/advice would be greatly appreciated.

GC services has been harassing me off late, I owe $3500 in credit card debt to Citi Bank, my account became delinquent now, I believe Citi Bank gave it to these folks for collections, they are threatening me, calling my employer and one of my old friends whom I don't talk to anymore and telling them that I owe them money. Can I talk to Citi Bank and ask them to make my account current??? Can someone please suggest what I can do???? _________________

I was over at a website recommeded by several people on these forums and read about how bottom feeders by bad debt from credit card companies, for example and then try to collect on them. So here is my question, if let's say I defaulted on my capital one credit card and they sold it too a bottom feeder type of collection agency such as Leading Edge. Since Capital one sold it to them, wouldn't they have a legal right to collect on the debt? I guess I don't understand how they would have my capital one info and not be authorized to collect on the bedt.

Dear Ms. Cage, Thank you for contacting us about your account. Your loan has been paid and has been noted as paid in full in our system. Kindest Regards, Laura The Greenlight Team (P) 1-800-914-1574 (F) 1-800-914-4181 support @ greenlightfunds.com YIIIPPPEEEE!!! :D I'm so excited, just sent them last week to my four PDL's and this is the second one! Well folks, two down, two to go!! Anybody can do this with the help and support of all of you! Thank you so much for your help...Shazzers, Frogpatch, Resqume1...just to name a few.

Im contemplating on paying them but in monthly payments and they say they can't even do that,they want it weekly???????????????So what do I do if I can't do that,go to court???

Hi All, I just received a notice from my payroll department that they will be garnishing me 25% of my paycheck this week. I'm freaked out...as I, like many have bills to pay. Can they take my entire paycheck? It states 25%..but ya never know. Worried!! Angie

my Q: is this if i get a secured credit card like the green dot from walmart or ones just like it that act as a checking acct. can that money be taken like the money in a real bank acct. ? ... i had 400.00 bucks get taken out of my wamu acct. so i want to put my money in to this secured card ... will that be ok or can it be taken as the money did from my real bank acct. ????

Has anyone heard of this company?They are requesting I pay $1000 on a $300 payday loan,and if not they're taking me to court.They refused to send me a copy of the debt validation letter per their client,which is payday-loan-yes.They said with all the interest over a year that piled up,they want me now to pay this amount. Please help.

According to five million dots dot com, there is a Congressional Hearing scheduled or Wednesday, July 22nd, on Arbitration. Also check out the article if you haven't already, about the NAF ceasing its collections on July 24th of this month. I'll go back and read more about it, but if the NAF comes to a halt, that means that various debt collectors will also not be making any money...but will actually be loosing it. Most debt collectors are not willing to go to the expense of lengthy drawn out court actions, especially if they are using methods that are not always legal.