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Loan Type: Factoring Company Account Remark: Account information disputed by consumer Estimated date that this item will be removed 07/2010 The above information is from my credit report. I have questions about it. It is stated that the item will be removed 07/2010. My question is... If the item is removed next year, is that is the end of the 7 years reporting, or is it a 7 and a half years reporting? The reporting began in July 2003 if it is a 7 year report. If the state SOL is 6 years, would the SOL have ended in July 2009?

I have seen posts here that state that Suttell and Associates are not licensed in the State of Washington. If they are a law firm based out of Washington state how is it that they are not licensed in this state for collections. Doesn't make sense to me. I do know that they trump up interest charges. I had a capital one account that they have had since 2008 per credit report and just got notice from them for full payment of 3200 a full 1200 more than my credit limit was. Need some advice on this. Thanks

???Thanks

I have been struggling to keep my head above water for the past 2 years. I changed jobs and took a large pay cut. I have been usuing credit cards to make ends meet every month in hopes that my financial situation would turn around. This year, my company froze salaries. I am going deeper and deeper in debt each month. I have a little over 60K in unsecured credit card debt. B of A 21K Chase 12K Capital One 13K National City 9K Citibank 8K and a few other small ones. I have not missed any payments on any of my cards and at the moment, I have good credit.

what are some complaints with this company

I disputed some collections/charge offs online and they came back "verified". I don't recall some of these debts bc I didn't get any notification in the mail (since I've moved numerous times maybe they got lost?) and they are from 04-05. The SOL hasn't expired and these are utility and medical bills (NOT CC bills), should I send DV letter anyway to CA? And when I viewed the results of the verification online, under "important notes", only 2 CA asked to be contacted by me and sent me a bill in the mail. Also should I ask for method of verification from credit bureau?

Hi guys I have been lurking around this forum for quite some time and my laziness was preventing me from signing up. Finally I have managed to signup. Oh I forgot to introduce myself. I am an finance graduate and I am looking to do my PHD in the same field. I am passionate about the internet and I have started to document my thoughts in my blog (your site here).. Believe me it would be very interesting and knowledgeable. I have never posted my site in any open forums. For some reason I feel at home here. I would really appreciate it if you can give some comments about my blog and my thoughts.

Hi, I just received a notice in the mail from a local attorney regarding a debt from one of my childrens' parochial schools from nearly 4 years ago. At the time, I was unmarried, had different last name and address than I do now. This notice is for a debt in the amount of $350. My husband is the only one with an earned income. He's collecting unemployment in the amount of $149 a week. I also get $180 a week in child support.

I been receiving menacing calls about owing a loan I supposed loan I took out about 2 years ago. I never did take out a loan over the internet in the first place. The only loan I took out was from World Finance and I put some items as collateral. They ask for a address and I.D and for other information. The address so they can send me the papers stating what loan I took out and the I.D for verification to see they got the right person. What should I do? I though about going to the police and see what help I can get.

Has anyone heard of these people? I just got a credit alert that this company has placed a $580.00 collection on my credit report. It has to be PDL related because I don't have any other overdue accounts. Any information would be greatly appreciated.