I have multiple payday loans which I know are my fault. I sent emails to all of them revoking my ACH withdrawal authorization. I live in Iowa and included the state laws of Iowa. Kenwood Services and Mass Street group refuse to comply. They both stated that because it was an online loan, jurisdiction is in the state of the lender not the recipient of the loan. They also both say that I can only revoke my ACH debit authirization if I pay the balance of my loan in full. They reminded me that their contracts both state this and I agreed to the terms. What can I do?

I have 3 payday loans, all online. I am in Texas. The loans are: Abcwages.com- $200. They withdraw $59 every week and I've paid $531 Sonic Cash-$250. They withdraw $75 every 2 weeks and I've paid $150 CWB services-$200. They withdraw $60 every 2 weeks and I've paid $180 (I never even authorized this company to put money in my acct but didn't notice that they did until the next week and it was past the 3-day cancellation time.

I have two loans, mypayday advance.com for 400, paid 350.and yourfast payday.com for 400 paid 337. I have emailed them no responds. They have called me , said I own my payday advance 840, told me to pay him 650 instead I said no, I only owe him 50, he refuse also said I owe 377 for yourfast payday, I said no I owe 63, he refused, said he that I refused to pay what I owe, used his kindness for 650, that the legal collect agency will get the money I owe him. Said they will get you yo pay. What do I do now?

My husband has (2) internet payday loans; one from VIP Loan and the other from Fast e-Funds. Are both of these illegal in AL - GRAND BAY? Thank you. Dawn

what are the fees

I'm thrilled to find this site and hope you can help. I have the following loans in TX: Cash Central (legal in TX) Speedy Cash (legal in TX) Check n Go (legal in TX) Not sure if these are legal: Boulevard Cash Target Cash Golden Valley Cash Web I have made payment arrangements with Check n Go and will pay that one off next pay period. The others I have not yet contacted. It was my experience in working with Check n Go that they did not set up an arrangement until my payment was declined. Then, they were very nice about setting it up and allowed me to set the amount.

OMG - I have been following this case and just came across this. This is a huge finding!!!! Please read the letter from the Tribal Court -- Cash Call is full of crap and I do believe the Cheyene River Tribe has had enough of being drug down with this "rent a tribe" arrangement with one of its members trying to hide behind them. Please note that this is an individual that sued Cash Call over a WS loan.

HI, I have a Citicard debt amount of $8204.67. I recently received a debt payment offer of $2051.17 from FMA Alliance, Ltd 12339 Cutten Road Houston Texas 877-209-3252. I would like to borrow money from my family to settle this debt, but I want to make sure it is a legit offer coming from Citi card. Any advice would be greatly appreciated!!!

I received a phone call at work from a company that is called Atalantic Solutions. They are claiming that I have a payday loan from 2007 that was obtain online. They won't give me much information regarding the orignal creditor. However, they are threatening me that I have to have this amount paid immediately and that a summons will be delivered to my work tomorrow to show up for court. I am being charged with check fraud and this is a felony in Illinois and I could possibly go to jail. I am so scared of what is going to happen. Is this even legitamate or legal. Please Help!!

Hi Everyone, Just to give a quick background of what is happening. A year ago, I applied for several payday loans. I have paid a majority of them back, but the ones that said they would check within their network or affiliates would contact me back. Basically, the affiliate sites that fwd'd my information to their affiliates never got back to me, which now I feel I shouldn't have applied on those sites, but too late now. So, a year later, present time, a payday loan company purchased my information from a 3rd party vendor and signed me up for a payday loan without my consent.