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This new member posted to a bunch of threads and every answer was cut and pasted from other sites...absolutely no original contact. They are obviously out for points. Deleted all of them after googling.

Hi, my card is now about 45 days past due. The balance is around $24,700. Chase calls me every 4-5 days. They are fairly easy to talk to. If you don't talk to them, then the automated system will call you every hour all day until you do talk to them. They are now offering an 80% settlement (or 20% off of the balance, which is around $4900 off the balance). It's kinda funny, because just four days ago they would not offer any settlement at all. I said " No Thanks" I will just wait until you meet my terms of 30-35%. Good luck to others in their debt settlement.

A collection agency keeps calling my family looking for me. What can I send to them so they can only communicate with me in writing? Thanks

So I went through arbitration with WW&R on behalf of Discover Card. A judgment was granted in the amount of $7,200. I recently recieved a letter from Mann Bracken looking to collect on behalf of Discover Card. I called Discover and the account is with Mann Bracken now. The amount they are requesting is less then the judgement amount. Is this typical? Also what are my chances of setting up a payment arrangment with them? Any help is appreciated. I am in PA. Thanks

I am going to take a new payday loan Any one have any experience with Payday Loan Repayment Terms

Hi Everyone,I have a credit card that was charged off but the creditor called and said it was going to the third party for good in a few days but I had a chance to work out a program with them.I thought what is the point since it is already charged off and my credit report is not going to look any better until that debt is settled now.So,what do you think????Should I work out a program with the original creditor and pay an amount each month until the balance is paid in full ($12,900) or wait for the third party to offer a settlement.I am mostly concerned about my credit report and I know it i

I live in Ohio i have 5 payday loans i have already closed my checking account here is my info loan from integrity for 400 have paid 1275 and still paying 1800899cash for 400 paid 531.43 and still paying magnum for 506 paid 214.80 nationwide for 600 paid 800 and still paying firstbankof delaware for 500 paid 171 and another company i cant remember there name for 200 and paid 445 and still paying these are all internet loans i want to know if these company's are allowed to do business in ohio and where to go from here any help would be greatfull

I had a couple of questions. First one being I sent a DV letter to a company on May 5th. I have not heard anything back from them as of yet. How long does it usually take to get a response if they even do respond? My next question is I have been making regular payments on a debt since January to a certain collection agency with no problems. Last month I get a letter from Allied offering me a settlement on this, which of course I can't do.

if i live in FL, and was emoloyed by a DE LLC, could my wages be garnished?

I love the fact that blogs allow users to share their knowledge with others. Thank you for sharing this.