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I had sent off a debt validation letter via certified mail, and got the return receipt signed by the CA. It's been 3 months now and I've heard NOTHING from the CA - yet they continue to mark my credit report as "Unpaid". I tried contacting a few people off NACA.NET but most didn't seem interested in helping. Some only wanted to help if I had been denied credit as a result... others were too busy, etc. So I'm at a loss what to do now...

Today I get a voice mail from a woman reading a script that would really intimidate most people! She was calling from the firm of Blank Blank and Blank! (they are a new company and mentioning the name would blow my cover) She said there were three pending charges adainst my drivers license and SS number and I needed to call a make a statement before papers would be filed! I google the name and find an ad for a new company in Western New York hiring collectors with Payday experience preferred! I call the number to see what it was all about!

When do I start receiving settlement offers from credit card companies?

I need some advice, i had taken out a loan last year for 300.00 with summit group llc. This lasted for 5 months, paying 90.00 every two weeks for a toal of $900.00 or so in fees and none of it went to the balance, even when i asked and called ahead of time to have more taken out to apply to the original loan amount. I finally had enough, and closed my account after having some very long conversations with them over the phone, those of which got me no where. I closed my account, and sent in letters to revoke any wage assingment i may or may not have signed.

I LIVE IN OHIO I RECEIVED A CALL TODAY FROM A COLLECTOR STATING I OWED A MEDICAL BILL FROM JULY OF 2000 I REQUESTED VOB ,HE SAID I MISSED THAT WINDOW AND HE WOULD NOT SEND ANOTHER ONE . WHAT SHOULD I DO

I have a collection of firearms and also a collection of musical instruments. Both have great sympathetic value to me and neither are worth anywhere near what I paid for the items over the years. I want to file a Chapter 7 bankruptcy but I do not want to list these things as assets. (I had a significant business failure and have about $110,000 in credit card debt) There is no "title" on any of the items as there is with for instance an automobile. Would I be taking a chance by neglecting to list these items as assets in a filiing?

Hello community. I am new to this but here we go. First of all i am ashamed to even have to be on this site. I need step by step help on what I need to do. Here are my PDL online lenders: Impact Cash (now PDL Technologies)- I borrowed $400 and I have paid $805 to date. Emerald Marketing - I borrowed $300 and I have paid $450 to date. A2bcash.com - I borrowed $200 and have paid $148 (I think I have paid more but I'm not really sure). I can't get any response from A2Bcash.com. Please help...I reside in Mississippi. Thanks.

US Bank wants me to pay a Good Faith deposit of almost $70 in order for them to process a settlement request. They cannot/will not put in a request for a settlement without a good faith deposit. The deposit also extends the time frame for some kind of action that is supposed to happen at the end of this next billing cycle (I am more than 100 days over). The good faith deposit will be deducted from the settlement amount. This seems weird to me and sets off warning bells in my head. If I pay it, will it bring my account up to "current" status?

I have a collection of firearms and also a collection of musical instruments. Both have great sympathetic value to me and neither are worth anywhere near what I paid for the items over the years. I want to file a Chapter 7 bankruptcy but I do not want to list these things as assets. (I had a significant business failure and have about $110,000 in credit card debt) There is no "title" on any of the items as there is with for instance an automobile. Would I be taking a chance by neglecting to list these items as assets in a filiing?

I am currently having some financial problems with some loans that I have. I want to pay these loans, but am behine on some and can not make the monthly payments. I can make some payments, but they are demanding all of what is past due or say they will not take partial payments. I need help on how to work with them so that I can get these paid