My husband is going to do diy settlement. He plans to start missing payments next month. I have a few questions. All of the cards he is going to do are in his name only. There are 2 cards that he has with me, we are both primary users, not authorized users. Is that a problem that while he isn't paying his bills, we are still paying the 2 cards we have together? I have great credit and don't plan to put these cards in.
Also, 2 of the cards are with BofA, and our mortgage went from countrywide to BofA recently. Does that make any kind of difference?