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bella financial/Mike Hauser - do not use bella financial

16 years 10 months ago
Something has to be done about these people they have ruined so many peoples lives, Everybody who has been scammed by this company has to contact the Texas Attorney Generals office, and make a complaint, the more people that are involved the quicker we will get a resolution and then they will be stopped ( please respond )

 

Citibank HomeDepot playing hard

16 years 10 months ago
I was able to negotiate settlement offer from CitiBank at 40% on ~9K due in 3 payments. But... they won't fax me settlement offer. They said it will be mailed to me after i make first payment. What should I do? Should I tell them no deal or should I calle them again and record conversation? The acoount is 152 days past and I it's a good offer. Thanks from help!

 

HELP!!!! Can you tell me the impact

16 years 10 months ago
Please share your experience on how debt settlement impacted your credit score.

 

Armored Debt Center-Has anyone heard of them?

16 years 10 months ago
Hi guys, I am new to all this and have been thinking about doing a debt settlement with Armored Debt Center. They are a member of TASC, but not of the BBB. What do you guys think?

 

Missouri PDL and Missouri Law

16 years 10 months ago
The very best help I have gotten so far is: this site :) and Joe Crider (Refulatory Contact Consumer Credit) Regulator-Missouri Division of Finiance Consumer Credit Section P.O. BOX 716 301 W. High Street Jefferson City, MO 65102 (573)751-3242 (573)751-9192 Fax I called the above number got Joe's secretary and she put me straight through to Joe. I explained my situation to Joe: Single mother on Social Security Disability with 2 (internet) payday loans that just keep rolling over and getting socked with outragous finance fees.

 

Chapter7 vs debt settlement

16 years 10 months ago
I am in the process of DIY debt settlement and wanted to know if I should just file BK and get it over with. I would qualify for chapter 7, but I would like to keep my house and car and wasn't sure if I can pick and choose what is included in BK. I did speak to a lawyer and he wanted to push me into BK and would not answer my questions with direct answers. I need to know alot more then he was telling me.

 

College money and collection agencies

16 years 10 months ago
hellp, I live in washington state and recently had a creditor try and garnish my checking account for 100 which I didnt have. I am wondering since they have a judgement against me, are they allowed to take any money that I receive from finincial aid? I will soon be receiving either a check or electronic transfer of funds from school but obviolusly cant afford for them to take all of my money. Are they only allowed to take the 100 or can they try and go after the whole amount I owe? thanks

 

Text of Settlement Letter - is it enough?

16 years 10 months ago
I have received a settlement letter from Wells Fargo stating, that "Upon receipt of $xxxxx by Sept aug 16 this account will be considered settled, and as agreed we will discontinue efforts to collect the remaining balance due." Is this language, strong enough? I realize it will prevent wells fargo from taking efforts to collect, but what about them selling the balance to a CA?

 

which is better?

16 years 10 months ago
Im with a debt management company and lord knows that they are doing the best they can with what i send them,but one of the PDL companies that i was with drained my bank account and i wasnt able to send them any money this pay period.I stopped payment on the check but they sent it through electronically 3 times with lesser amounts to get the money. In addition, i wrote a check to citifinancial to keep them from filing suit and because my account was drained, the check bounced and know im worried that they will file suit.

 

Quick question

16 years 10 months ago
I received a summons with assigned amount of 9999.99 and accrued interest of 4926.57 with a total due of 14926.56...the court website says that they can sue up to 9999.99 so how is it possible to add in the interest bringing the amount up to 14926.56? Also, this is for a credit card that had a limit of 7500, so should I dispute the validity of the amount they are suing for? I'm sure late fees were calculated in etc, but I don't see how this can be correct.