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is there any way for me to access my experian FICO score? i read somewhere that experian decided to stop allowing consumers to access their FICO scores via myFICO.com is there any way i can get around this???

I was sued for a summary judgment on a credit card debt in one County in SC. I had answered all the plaintiff's complaints. At the hearing the judge ruled that the case was to go to trial by jury. The plaintiff never followed up on the judge's ruling. Now the plaintiff has sued in another County in SC. This time the plaintiff didn't have the complaint delivered in person and I never received the complaint and didn't answer. They are seeking Summary Judgment on the same debt that the Judge ruled for the case to go to jury trial in a different county.

I have 5 storefront payday loans, and I am just to the point where I can't do it anymore. My paychecks are always gone before I get them. I am wondering, if I put a stop pay on the checks and then just let them (loan companies) try to cash the checks, can they do anything to me, i.e. overdraft my account, etc. or would I be better off continuing to look for a consolidation loan or bankruptcy?? I'm not just trying to get out of paying them, I just simply can't afford to pay them anymore. My other bills-lites, etc.

I need to find case law and status for in house collection departments. I understand they do not have to follow the FDCPA if they are the original creditor unless; that depertment is for collections only. Does anyone have valid information on this and case law to support court rulings on this?

This is what I found in regards to the SOL in TX "The Texas Civil Practice & Remedies Code provides a 4-year limitations period for types of debt. The SoL begins after the day the cause of action accrues, (Section 16.004 (a) (3)). " Can someone explain this? I ask because I looked at my credit report and I have an old Sears account that is in collections with LVNV. The last time I purchased anything on this account was in 1998, but they show the history as starting in Oct 2003.

the only thing i have a value is a car, i still owe 6k on itits woth is about 8k right now. a credit card company has filed a civil suit against me Midland Funding LLC. i have yet to be served a summons. can i lose my car if i file for bankruptcy even if i still making payments on it, can they garnish my wages in the state of florida where i reside. why would they even bother coming after me who owns nothing

Are these legal in Missouri? If anyone can tell me, that would be great. Payday Max Speedy Cash Eastside Lenders In My Account Thanks so much!!

John P. Frye; the inside story from a former employee. I am a former employee of both the Law Offices of John P. Frye and Atlantic Credit and Finance. I've seen a lot of incorrect information as to the internals of the two companies; so I thought I'd outline some of the basics as to how each operate. Atlantic Credit and Finance is little more than a shell company. Aside from the Medical collections (which as I heard last, isn't doing so well) the company has no collectors at all.

Hello, I have seen a lot of posts of the problems people have with this lender. I'm looking for experience with them--as you may know, they allow communication only by email. I saw today that my account status had been switched to collections -- manual when yesterday it was collections -- auto. Does anyone know what this means? I took out a $200 loan with them--now they want multiple $74 finance fees, which so far, have continued to be returned by my bank when 247 advances attempts to draft them. Does anyone know if they will switch their collection method?

Hi, Is it legal for these companies to charge you a service charge every week? And if so what is the maximum amount? thanks for your help