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I received a letter from Security Check, LLC for a Quasar Corporation stating that I had a bounced check, I never wrote a check out for this company and with some research found out they are an online pdl company. They reported my old checking account to the National Check Network, Can they do this with an ACH authorization. I closed that account and have been dealing with everyone but I don't know much about them.

HI, help please .. I sent in a revoke letter to a PDL lender (500 Fast Cash) - requesting just a PIF letter -- no response from payday lender and my account online states : We are sorry that we are unable to access your account at this time. If you need assistance, please contact us at 'compliancedepartment@500fastcash.com' Thoughts? I hate to call them and speak to them.

I got a letter from RA Rogers to collect my debt for a loan with a credit union which is charged off. The charge off amount was $9250 but the letter states that I owe $12610. Why is it a different amount? I havent sent them a DV letter yet. Is this a genuine co.? Any experiences with settlement? Thanks

Is overtime subject to garnishment (overtime is not guarnteed)?

I have a letter from an attorney in Raleigh, NC saying they are going to sue me on behalf of HSBC Bank Nevada unless I respond or pay them in the amount of $6,499.56. I know the credit limit on this card was $4,500 and I did stop making payments last Oct, so apparently they've taked on A LOT of fees. I want to try and negotiate a settlement and payment with them if at all possible, but am unsure as to how to start. Should I send a letter to them AND to HSBC? Via registered mail? I found some sample letters online, but want to do this right.

Hi, I had received a payday loan with Emerald Marketing back in 2006. The amount borrowed was 300.00. I think I had 10 ACH withdrawls in the amount of 900.00. I live in Maine. I actually moved out of the area, closed my account, and really heard nothing more from them. Yesterday, I receive this call at my place of employment, from a creditor who refused to give me any information of any kind other than the loan and my old bank acct. info. I asked her to mail me the information so that I may verify that it was legitimate.

I just got a summons from the sheriff stating that I have 20 days to respond to a civil suit filed by Citi Bank. I don't even know what to respond with, since it is a valid debt. I've tried a million times to work out a plan with the various collection agencies that they passed this off too, but no one would ever take less than $400 a month, which isn't affordable for me. The amount I'm being sued for is about $5,000.

COULD SOMEONE TELL ME A RELIABLE PDL DEBT SOLUTION COMPANY?

Called to settle a debt with Sallie Mae as i"m in default and they gave a nother humber to call actually 15 ccalls later I was connect to a person stating was Sallie Mae affi,late and did not disclose that it wasG C Services, I made arrangements the following Monday ach withdrawls and had asked for orginal person, never Id the company so still assumed it was Sallie Mae, not til I actually set Account withdrawl on monthly basis did they reveal that theu were GC SErvices, I asked for a paper form that state the terms and conditions in writing and was told they don't do that.

How long does it usually take after the creditors meeting to finalize the Chapter 7 bankruptcy? We had an issue with our remainder interest on my parents home which they still live in. The attorney is playing a wait and see game to see if the trustee is going to request us to sell that remainder interest. She doesn't think the trustee will since it will be nearly impossible to sell it in today's market. So, if the trustee decides to just finalize the bankruptcy, how long does that usually take? Thanks!