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Hello, thanks for all the great info on this site. I am going to start missing my payments this month with plans of settling later in the year. My question is that previously, when I make my payments, I do so online by bank draft. This is not set up on a monthly systematic debit but manually done myself online. However, the credit cards obviously have my checking account info on file. should I empty this account once I'm past due? I was told by a friend of a friend who works for a debt settlement company that they cannot debit my checking account with out authorization at ANY time.

Does anyone have one? I called my bank today (BoA) and they said they don't do hard blocks and wouldn't make my account deposit only. I read that I should close my account but the rep told me that there is a 30 day grace period on closed checking accounts and she gave me a stop check for free but it is only for the exact amount and under a specific company name (Cashland). So if they send it any differently (say under a different name or split into two amounts) it will hit my account. /throws hands in air

I got paid on Thursday and for some reason this company Northway financial took out $148.98 for a loan that was only for two hundred dollars

i owe to 4 internet payday loans ameriloans cashfast 500 advance cash usa epproccessing can you check if all this are legal i live reside in texas

Hello, I was just given garnishment papers at work on Saturday night. This is the first time I have worked in a couple of months, and my job is part time. I only work one to two days out of the month, and my take-home pay is usually anywhere between $30 and $75. I stay in my parents' home while I take care of my mother. Without that, I'd be up the creek as far as paying for rent and utilities. But I AM responsible for my own food, etc. I live in Louisiana. I've been trying to research the laws, but the only suggestions I'm getting is to file for bankruptcy. Bankruptcy?

Hi iam newbie to this forum my name Thomos

i just received a civil summons in tn from mann bracken llc on behalf of target national bank. I do not work and have no income. I was wondering was their anything i need to be doing to prepare for this court date which is aug 20th?

how do they determain if i lose my car when filing chapter 7 ? my car is paid for , its worth about 4000

My credit report(s) have reported "Suit/Judgment" on them by American Express (two accounts, thus two listings) every month for the last 8 months. There have been no suits, judgments or anything legal. Nothing! Only CA's trying to collect. And, none validating debt thus far. How do I structure a letter to the three credit bureaus asking these postings to be removed? Or do I write to the original creditor (Amex) asking them all to be removed? Thanks.

I have three online payday loans and need to know if they are illegal. Magnum Cash Advance Arrowhead Investments East side Lenders Per Mike at Nebraska Department of Banking and Finance the only companies legal to do payday loans in Nebraska are Licensed store front only businesses. Is this true? I am getting ready to send out letters to these companies if it is and have already clsoed my bank account. Thanks