Search forum

Should I try it alone at first then sign up with a consolidation company. Or is it better to start out with them? I just need some sound advice

hypothetical question please: you get sued(for credit card debt) they get a judgement against you, how does the judgement get paid? 1. thru wage garnishments 2. payment plan? does the judgement get satisfied right away or is there a time frame on which it can be paid? trying to understand in case it happens to me. btw I am in California

I keep getting a collection letter from RJM about a debt from the early 90's. What bothers me the most is that about 2-3 times a year they pull my credit report. Can they legally do that and why do they do it? I'm in OK. Thank you.

Any help anyone could give me would be greatly appreciated. I've read the "sticky notes" for this forum, but I'm still a bit confused. I defaulted on a student loan and my wages were garnished by the collection agency (Financial Asset Management). I would like to rehab the loan, but I cannot afford the $400/month payment (student loan is $25,000). Can I fill out a "Financail Discolure Statement" and send it to the collection agency to try and get my pament lowered? Again, thank you for any help you can give me.

Is this possible? Do I just stop doing the process and let it just get dismissed or do I contact the court or what? Anyone know the answer to this? I know if I quit the process, it will get dismissed but I don't want to make it any more complicated. Especially if I decide to pursue again in the future when I can come up with the money to file.

i have a rental house that i break even on . with the rent i get i pay the mortage how will this affect my income on the means test.

I have 12 payday loans currently. I contacted PDL assistance and they quoted me 200.00 start up fee and then 281.00 a month for 10 months. I closed my bank account and opened a new one. I have not yet paid the 200.00 fee to PDL assistance, do I really need their help?

Received a call from this number on my cell phone, but no one answered.

Are there more than one sonic? This one is Sonic Payday. I looked at their site and it says that their mailing address is in Malta - are we talking about the same one?

I have 12 loans out..all internet loans. I have made payments on them up until this week. I cannot make the payments due this week and signed up with Destination Debt Solutions after checking them out with the BBB and asking them a ton of questions. I am just worried that maybe I should have tried to do all this on my own? And what if they call me at work which I am sure they will do and although I know I can take their lies and scare tactics..I cannot have those calls at my place of work or I will lose my job!!