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I am new to the forums and really need help. I am trying to settle with Payday Today, United, Cashnet, and Sonic. I'm desparate.

I had internet loans at MyCashNow.com, 500fastcash.com, OSL Marketing/SSM, Bahamas Marketing, and BMG/TJF/JHS Marketing-5 total. I paid the principal on all 5 loans, but soon came to find out that all of these companies were illegal. Using the advice from this forum, I closed my bank account, and sent the letter revoking debiting authorization to the companies. Today, some 4 months after I did that, I received a call at WORK (I work in a grocery store bakery). The gentleman was without a doubt from India.

Hey all, I've been reading in here for a while and I think that BK is my only option. Here's what's up. 2 years ago, when I was 25, just out of school, I took out about 110K in Credit Cards to buy a used car business. This was in September of '07. To make a long story short, almost 2 years later I'm in the hole about 100k and have lost the business; 3 major credit cards making up 93K of it. I also have about 4 other smaller credit cards with balances of under 2k. I don't have any assets other than a 4K car and just normal household items.

I have 3 Creditors , Total Debt is $23,000.. Can you lead me in the direction of which way to go, Thnx! Stephanie..

http://www.fdic.gov/SmallDollarLoans/[font=Verdana][/font][color=Black][/color][size=18][/size] Please check this out. It would have been a lifesaver for me, but I didn't qualify... :oops: :oops: Good luck to all!!!

Hi, I make approx 65K per year but am swimming in PDL's and credit card debt. I am about to file chapter 13 and when I met with my attorney yesterday he said my monthly payment will be around $1200.00 - this will be at 100% re-payment. He said this will be the best way for me to go. I was extremely shocked because we originally thought the payment would be around $500 / mo. This will be for 5 years - my total debt is about 50K. Can anyone else tell me their experiences with their monthly payments?

I haven't fallen behind in payments, but it is getting hard to make my monthly payments. Will this work or do I have to be behind?

me and my wife are considering filing . ijust started back to work recently. my question is i owe approx. 98,000 on my home and have an equity loan of 17,000 and just had a market appraisal done at 114,000 . i dont want to lose my home if i file. are we safe . also we have a snowmobile and lawn tractor that we are still paying on would the trustee take possession

Hi I am a nurse of 14 years. i have 6 children with my husband of 17.5 years and counting. It is really hard to make ends meet. My hours are fluctuating so much now that one minute i am in the dough and the next i am in over my head. unsure how to catch up. Recently went back to school on-line at kapln university going after my bachelors of professional sciences studing to be a PA.

is debt managment better to pay someone to handle paying off your debts, or should you really do it yourself?