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debt

13 years ago
been pay 800-9oo per month and cant get out of debt need to pay lower monthly payments

 

sgq ltd

13 years ago
What is sgq ltd phone number?

 

deeply buried

13 years ago
i currently have 8 payday loans, totalling $800 dollars a month and I cant seem to get ahead on them.

 

is alliance online illegal in new york state

13 years ago
Is alliance online/cornerstone illegal in new york . I borrowed 400 dollars. Do I have a right to pay whatever I want per monthly. I don't know why I borrowed from these people. If these payday loans refuse the laws of my state then what do I say. I should have every right to pay them back only principal amount on my own terms.

 

90 days past due cr card now.

13 years ago
I'm at the 90 day mark with my creditors. I had a debt management program (DMP) that I had to stop paying because my daughter was defaulting on student loans that I cosigned. I'm now paying Sallie Mae and not the DMP. I have a Sears card that I'm paying on and I have a PNC bank card that I'm paying because they gave me 4%. Also 2 cards that are under $500, and I'm trying to pay them off. I have an open Bank of America visa that I'm also using and paying limit is $3000. I read that creditors negotiate after 90 days, but what I read on this forum looks like 180 is the norm.

 

legal limits for allowable interest rates by state

13 years ago
I started looking up the interest rate laws, as i plan to offer to pay back my loan with the maximum interest rate for my state, and i came across this, thought it might be useful maximum interest rates by state

 

unauthorized debit from unknown payday loan co.

13 years ago
I have had payday loans in the past. Yesterday when I checked my bank balance there was a debit for a company called Loan4Utoday in the amount of $30. I have not had any payday loans or applied for any in quite some time. I have no idea who or what this company is. The website says they are not a lender. I have tried repeatedly to call them and when my call becomes the 6th in line, the phone line goes dead. I tried a different approach on the phone but was only able to leave a message but never speak to someone. I have sent them emails with no answer.

 

Summons but on SSDI

13 years ago
I got a summons a month ago to appear in court in a few days. I tried calling the volunteer lawyers several times but no one got back to me. I can't pay the debt that I owe because I'm on SSDI And just don't have the money to pay them. If I don't show up what will happen? I'm scared to go and am afraid they might put me in jail. It's a debt if $3500. Please help. Thank you.

 

Working on Getting out of my payday loan and installment loan mess.

13 years ago
I am in the middle of a divorce and my income has been practically cut in half (i was luckily the breadwinner, but not by much). I am now trying to get out of this mess that I got myself in with installment loans and payday loans, and I need some advice.

 

HARP while trying to settle

13 years ago
I'm trying to settle some high balance credit cards. I'm about 90 days past due right now. I got a letter from my mortgage company saying that I may be elegable for a HARP refinance. I asked a bankruptcy atty online if I could apply for the HARP while my credit was bad. He said that I should apply right away. Can you offer any advice on what to expect when they see I'm behind on 4 credit cards. Thanks, Cinderella