Need help fast. I just got a call from a private number from someone that sounded Indian. He said that he was from a lawfirm and that I had a loan that I defaulted on . He said that I had to pay him $1095 on a $300 loan. He told me that I had to give him my debit account info and that I had to send him a fax saying that I authorized him to withdraw this money out of my account. I asked for his phone number and he gave me a 12 digit number. Well he left me a message telling me to call him at a different number, I did and it was disconnected.