Search forum

What does your credit report say after you have completed either one?

My wife and I have 40k wrapped up in Credit Cards, all are at 29.9%. 3 are chase and 1 is Citi. We are paying about 1,600 a month on the cards alltogether. The bank offered us the following options. 1. Our local bank is offering a 48 month $30,000 personal unsecured loan at 5.9% variable and 6.9% fixed. They can only go up to 30K. Should we take the fixed or variable rate? Is this loan a good idea? They are also offering to refinance our cars to finance the rest of the cc debt at 4.7% for 4 years.

Since the majority of the problems and posts on this forum deal with internet payday loans. I thought I would pass on some info that I just recieved from the KENTUCKY DFI regarding the recently passed House Bill 444. Here are some points that pertain to non licensed lenders. 9. Any deferred deposit transaction agreement made with a person who is not licensed shall be void and the person shall not collect any principal, fee, interest, charges or recompense whatsoever. 10.

hi, i have a 505$ medical debt from 2006 and i need to try to settle PFD. It has been verified as mine. Can someone pls direct me to the sample of a PFD letter for situations when debt was verified by the creditor? Thanks! i just asked the collecting agency to verify it. they did. but i think maybe i should ask them to itemize the bill. it was for a head scan of 7000$ and my part was 505$. can i dispute the size of my portion, should I? confused....

Hi This is my first thread as I have just joined today, and not too sure that I have posted in the correct forum. My question is that I have discovered secret commissions have been paid and would like to know what I do? I have a loan from Blemain/Finance which was arranged by Ocean/Finance who were the brokers. I knew there was a fee of ?1,750.00, broker fee payable to O/Finance but have received my Subject Access Request from B/Finance and there is information in there confirming a secret commission fee also has been paid. Please could someone advise me on what to do next please.

I received a phone call @ work & they said that they were with American Credit Services and they threatened me about a online payday loan that I paid off months ago! The phone # they called from was 408-625-4862 and the guy's name was Daniel Hunter. He told me that by 5 o'clock tomorrow that my case was going to be downloaded in the system and that they were going to fax information to my job about criminal charges about this account and have me fired!!!!!!!!! Has anyone received any calls like this?

Can anyone tell me what the SOL is debt collection for a bad check? The debt collection letter does not say that it was a check, it just says account but I know I bounced some checks written in Missouri (5 or 6 years) when I lived there. I now live in Colorado and am not sure which statute to use. Colorado Statutes of Limitation Domestic and foreign judgments: 6 years and renewable each six years.

There are tons of books, tapes and software promising to help people that are in debt reach the promise land of debt free. But there's one problem...99.9% of the people never follow through and get out of debt. Why is it with all of the tips, tricks and techniques that are at everyone's fingertips the vast majority still fail? It's because of the "Mindset" of the individuals. One must understand money first before they can attempt to get out of debt.

I am having issues with an pdl. How will they attempt collecting and is lending legal in wisconcin?

CA in Texas saying medical bills do not fall under SOL. Is that right?