Please can someone give me some advise ???? I have an outstanding payday loan with Check N Go online. I am in Missouri. They are not really willing to set up a payment plan, I set one with them according to their terms and made the first payment for $ 185.00. I still owe them $ 385.00 and they are wanting the money now. I cannot pay it, and I am scared to call them back. If I just ignore the calls and pay them in like a month and half when I can afford it, what will happen ? I have other loans out that I have reasonable payment plans set up on.