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Wanting to file Chapter 7 and need some advice

17 years ago
I am working in the auto industry in Indiana, I am making about $600/mo. less than I was when I bought my house, car and more recently before my pay cut a personal loan. I have no credit card debt. I do however have 1 store front and 2 internet payday loans. Here is my Income and debt figures. I make about 1600/mo. net and 2200/mo. gross My house payment is $255 bi-weekly(includes taxes and ins.)and is current still owe arround $57,000 (not including interest) My Personal Loan is $210/mo.

 

First Bank of Delaware Help

17 years ago
I am needing help with First Bank of Delaware. I know that they are an installment loan but I am needing to revoke my ACH authorization. Because I can no longer pay them what I owe them. Does anyone know what form I need to send them to revoke the authorization. Hopefully after I revoke I can set them up on a monthly payment versus a bi-weekly one.

 

YEAH!! I AM FINALLY FREE OF PDLs

17 years ago
I finally did it! I paid off my last PDL this week. I had 7 storefront loans totalling almost $5,000. I paid the first 2 off myself and then recently my aunt offered to get me out of some debt (although at the time she was not aware of the nightmare I have been going thru with all these PDLs). I was able to borrow $3,000 from my aunt and then take one of my paychecks to pay off the rest. I have little money in my pocket now but I am sooooo relieved to be free of these loans. I have been borrowing from these storefronts for over a year now!

 

Who's Northstar

17 years ago
I just got a call From NorthStar Location. Who are they I dont owe anything.

 

NEED HELP FAST!

17 years ago
i live in maryland and i need to get a loan to pay off some things that cannot be handled by debt consolidation. i am currently paying off pdl's and i need to get around $5000. fast. my credit isn't great, i have tried applying w/ my credit union but have been turned down. any suggestions on where i can get help?

 

Attorney General Complaints- Iowa

17 years ago
I spoke with someone at the Iowa Attorney General's office today. After explaining my situation to her, she asked me to file an official complaint on their website. She mentioned this will be public record. Does anyone know if this is published anywhere (newpapers) or just online? I am sure you can understand that I am embarrassed at what has escalated into the biggest pain in my life at this time. I do not want my name connected to this situation publicly. However, I do want to get this resolved and hopefully help someone else from making the same mistakes I have.

 

Summit Group LLC

17 years ago
I need some advice, i had taken out a loan last year for 300.00 with summit group llc. This lasted for 5 months, paying 90.00 every two weeks for a toal of 900 or so in fees and none of it went to the balance, even when i asked and called ahead of time to have more taken out to apply to the original loan amount. I finally had enough, and closed my account after having some very long conversations with them over the phone, those of which got me no where. I closed my account, and sent in letters to revoke any wage assingment i may or may not have signed.

 

geneva roth ventures loan sharks--help@!

17 years ago
I have entered a complaint against this company with the attorney general of Indiana and also with the Better Business Bureau. I also have stopped payment on any more debits from this company. What else do I need to do? Please let me know! It's nearly cost me what little sanity I have left! COMPLAINT ACTIVITY REPORT Case # 99238097 BBB Serving Greater Kansas City Consumer Info: Pierce, Robin Business Info: Geneva Roth Cap Loans 8950 N CR 500 West 6950 W.

 

Wage garnishment in Florida

17 years ago
Could someone tell me what the laws in Florida are regarding wage garnishment. I have fallen behind on my bills in the last six months. Lost a lot of income, and rent and food seemed more inportant at the time. Have dealt with the CA's, and they are leaving me alone for the time being. I did just have to give back my Scion to the finance company, and I know that they are going to want the balance after they auction it off. I am probably looking at a Chapter 7 BK. With unemployment here at over 12%, it probably won't be getting better anytime soon.

 

What if I don't let myself be served?

17 years ago
What happens if I don't let myself be served? I had a woman banging on my door at 11pm, said she was with universal sweepstakes or some garbage. When I questioned why she was here at 11pm she admitted to being a process server. I told her to have a nice day and did not open the door. What happens now? Can they still proceed with a lawsuit?