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For a BOA credit card account, my credit report shows a charge off date of October 2004 in the amount of $1100. It also shows interest added every month there after with a new monthly balance until April 2007. The report says charge off as of 4/07, 3/07, 2/07....The 4/07 charge off date says $1800. I am confused because I am being sued by a CA that says that the principle amount owed October 2004 was $1800 and interest commenced when they purchased the account 4/07. Interest NEVER stopped. Only the fees and charges stopped at charge off date of October 04.

I live in Sc and I have a PDL company. Payday Loan-yes, leave me a message that they were going to garnish my wages. They tried to talk to my supervisor but she was out. Thank Goodness! Does anyone know anything about wage garnishment in SC? How does it work are you notified that someone is trying to do it before it actually happens?

I am sure that this has been addressed somewhere at some time but after searching I am unable to find any info on this subject. Last year I was sued by a collection agency and their attorneys. In order to not have a judgement against me my attorney and I negotiated a settlement. This was paid and I have ALL the records stating so. I am now receiving correspondence from Midland Credit ( I believe this is their name ) attempting to collect ON THE SAME DEBT !!!!! I am also sure that they are the one's calling from 8am to 9pm everyday as well.

Thank you for your inquiry. I have checked our records and neither Lawall & Associates nor Cash First nor Impact Cash USA nor 1st Integral Recovery are licensed by this Department. Sincerely, Richard Fergus Licensing Division Manager Arizona Department of Financial Institutions 2910 N. 44th St., Suite 310 Phoenix, AZ 85018 Phone: (602) 255-4421 Fax: (602) 381-1225 Email: [email]rfergus@azdfi.gov[/email]

as some of you know.there has been a pretty damaging thread on worldlaw direct.well guess who owns it.brad haskins.that's right,the same "international attorney"that tried to sue this site a while ago.what i need is if you could look to see if there is more false threads out there.i am working on doing something to brad,but there might be other attack threads out there.i will look also,but if you can help me and vikas.this not only is an attack campaign it also damages the community as far as perception goes.i appreciate the assistance.

Have posted this a couple of times, I am just looking for people who have worked hard and paid off their cashcall acount. I am looking for inspiration and hope. I will not default with them. Dont need to deal with the consequences. I am newly married and don't need the stress of the calls. Just looking for inspiration......

You get 30 days to dispute the validity of the debt. Is that 30 days from first contact, 30 days from date on the dunning letter or 30 days from receipt of dunning letter?

There is this new social network called My Music Ticket that includes a 250,000 tune dowload data base that is launching on the internet this week. It has been predicted to be larger than My Space and Face Book and gives all the members the opportunity to be rewarded for just using it. It is free to join but also offers a tremndous home business opportunity for those who are willing to invest a small amount and are also willing to work a little. It was scheduled to launch this morning but has been delayed for 72 hours. I have never seen so much on line buzz about something prior to launch.

I have over $32k in student loans that's already been consolidated. $30k of it was done at the rate of 6.88%. I am making the payments but just barely while most of it is going to the interest. Is there a way to re-consolidate the loans to a lower rate? If rates will drop in July, can/should I do it then?

Hello! Can anyone tell me if these internet lenders are licensed in the state of Arizona? The Loan shop Togethercash The Cash Spot (also known as ACC-American Consumer Credit) Thank-you VERY much!!