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I have a friend who is in $50,000 credit card debt and she is very stressed over it. I'm concerned for her health, so I'm asking on her behalf. She has several credit cards totaling $50k and the minimum repayments are between $1000 and $1500 per month (closer to $1500) which she is struggling to pay and still relies on the credit cards for every day costs. Because most of money she pays off only covers interest this is a never ending issue. She approached a consultant who offered to get this to closer to $1000/mth with the whole amount being paid off in a few years (4 or 5 I think it was).

I have no Idea what First National Bank/First Nation Services is but they just took $590 from my account in the form of an electronic check. it wasnt a traditional debit, it was an actual check! Someone said it has to do with Pay Day Loan Yes which i have a pdl outstanding with for 350. I put a stop payment on it though after paying almost 400! I called my bank and filed a claim. Does anyone know what I can do to get my money back!?

I hope everyone enjoys the meaning of this time of year. Whether you are Christian, Jew, Muslim, Buddhist or any other faith you may be. Remember if you are Christian, passover is for you too. You may not have the same traditions as the Jewish people but Christ celebrated passover. Cooincidently the the first Seder of Passover fell on Holy Thursday this year. Have a great weekend!

I searched through the threads for a fax number as I'm in the middle of faxing my cease/desist and wage assignment letters and the fax numbers wouldn't work. I did find this: Northway Financial Corporation Ltd. Level 8, Plaza Commercial Centre Bisazza Street Sliema SLM15 Malta (European Union) Phone: +356 22 606 800 Fax: +356 21 322 461 E-mail: info @ northwayfinancial.com

I paid a collection agency for a credit card debt. I received a settled in full letter from the CA for the debt. The Original creditor still shows the full amount owed and transferred to another lender. How do you fix the original creditor tradeline? Or can you?

My brother in law is laid off a job, he is having problem to pay his mortgage .... will he qualify for a loan modification ???? thanks

I was stupid and lived off credit cards for a portion of college and now I'm trying to get debt free as painlessly as possible. Here's my situation: I had $23,000 in credit card debt at 27.47% APR. Over the past year I've paid it down to $18,600, but it's such slow going. I just got a raise and can now afford to pay at least $1,000 a month to the cards. I have no other debt or month payments beyond rent/cell phone and basic living expenses. How can I get the interest rate reduced?

I need some major help and advise. I'm stuck in a PDL nightmare. I've been borrowing and rolling them over just to make the minnimum payment ammounts and now I have more going out than I have coming in and I'm scared to death. I live in Missouri and have a total of 8 PDL's. They are all internet loans through: Payday Avenue (300) Paid 900 Avantis (300) Ameriloan (300) Paid 90 Pay Day Loan Yes (350) paid 600 High County PDL aka: Pay Day loan ctr.

I have (2)Internet Payday Loans; I have one loan with cashin10minutes.com; $ 550.00 (started out as 700.00) I have paid a total of 1190.28 to date ( payments + 150.00 towards principal initiated by me ) BUT.... I have been using this loan company for YEARS .. they have rolled-over loans for 6 months and more.. Do I have recourse on that ??

I have been reading this topic with interest but must admit I still feel pretty overwhelmed. In the past nine years I have gone through a divorce and two bouts with cancer. Needless to say, my credit is in the dumpster. At one time about a year ago my credit score was only in the 400's. I have not even had the nerve to look at what it is now. I see some great ideas in here about letters to send requesting settlement in turn for them deleting it from your credit report. The thing is I have several accounts that are pretty big ... $900 to $1500 written off.