Just wondering---I owe a family member about $1300 and to be very honest I need some new furniture (sofa and mattress), I really want to pay off the family member and would really like to get the sofa and mattress before filing, as we will be in a chapter 13 for 5 years. So I'm wondering how this would look to the court? I think there is some type of "paying period" prior to filing, anyway, any advise will be great, Reny