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I had a internet PDL with Cash Direct Express, in which I paid all but $84 of the original principal. I revoked my ach and told CashDirectExpress that I did not find any license for them to loan in Washington state, and that I would be paying the principal, but offered to also pay the legally allowed finance fee for a PIF. At first they insisted on their illegal fee structure, but I stood firm. They then agreed to accept my offer. However, because I did not hear back from them concerning an agreed upon due date, I did not make that payment.

Does anyone have any ideas about what the least expensive place to order checks from is? I only write a 6 checks a month (water bill, 2 mortgages, installment loan and 1 to each of my two kids for spending money) so I don't really want to buy thousands of them in order to get a cheap price, because they just tend to sit around for years. Any suggestions for me? I bank at BofA and Chase, am just closing my Wells Fargo Bank Account finally!

800-829-7750 Thanks

I fired a debt settlement company and want my money back that it cost me when I hired them. How can I get my money back for I am settling with my creditors myself.

I have been reading for 2 days trying to figure out what to do. Great information, but very confusing! At the end of 2007 my husband lost his job and although he found a job fairly quickly, it was a job making about 11,000 less than before. During his 90 probationary period without insurance, I got terribly ill and had to see several doctors and be hospitalized. I was out of work for 6 months and we had then accumulated a ton of medical bills. During 2008, we used our credit cards to pay those bills, and to supplement our income just trying to keep up.

this scumbag just called me from DA network, stating that they had my ssn blah, blah, blah and trying to scare me again. this lowlife is in Ny from what i can google on the area code the phone # is 716-725-0347. he also called me at work, and i told him i cannot recieve any calls at my place of work then he hung up on me. does anybody have any info on these people? i want to send them the letters, but i couldnt find anything on them, plus i dont wanna call and ask them because chances are they wont give me the address..... any help would be great

I took out a PDL with webpayday last year for 1000.00, I paid $1000.00 plus $500.00 more. The house I was living in was foreclosed on, so I had to make some quick moves...needless to say I have not paid them anymore, they keep calling, I am sending a cease letter for their calls. They keep trying to play lets make a deal..lowering the amount I owe them each time. What is their recourse?

A collection agency says that $1860 was charged off by OC in 2004. Then they say that interest on the account commenced accruing on that same amount 4/07. It looks like the OC sold the account 4/07. So my question is where is all the interest from 2004-2007? What creditor stops accruing interest!!!!

I just received a call from United Cash Loans at work and they threatened me they needed payment by 7pm this evening. they ask me if i had a lawyer and i said no and i did not have any money. They call constantly and harrass me for payment.

I just had my mortgage modified. I used a loan mod/mortgage. No outrageous fees. $995. I had a mortgage at 6.50%, never had a late payment but my income has gone down a lot due to the economy. My new loan is 3%! There are good co's out there amongst all the scammers.