We are trying to settle some old repo accounts and in researching and preparing I noticed that one account with has a balance that seems to increase exponentially rather than decreasing. The original judgement that they got was for about 9k. My wages were garnished for a while to the tune of about 5k. Instead of a 4k plus judgment interest balance, they are reporting that I owe close to 13k! From 11/11 to 01/12 they increased the balance by over $2000! There is no explanation for this increase. In other months they are tacking on $123 a month. Has anyone else seen anything like this?

I pulled my 3 free and found something on my Experian from RJM Acquisitions about Doubleday Books. I disputed with Experian and they "updated." I sent a DV to RJM with no response. I found an email for RJM and emailed them giving them until a certain date to respond. That date is approaching and I still haven't heard (it's been roughly a month). Next step? I reported them to the FTC but they don't handle consumer disputes. Do I contact my AG, the AG in NY (where they are), the BBB or what? Thank you.

Seeing a lot of complaints about Vericore. Got behind paying on a debt. Now they are sending my creditors searches on us and calling. Have yet to receive anything by USPS, only email. Are there any laws pertaining to debt collections and businesses, I can't seam to tell if this company is reputable or not by reviews. Are there payment options, or only settled amounts? Thank you, V

Hi, I need some help gathering information for the fraud department for my bank. What evidence do I need to provide to the bank to make my case? I have seen on here that other people have a hard time with the bank since they do not understand the loan laws. I am disputing charges and freezing our account in the process. I am disputing the following loan companies: -Hydrafund -Access funds/global cs/midland coporation I have notified all parties in writing by email and fax of ACH Revocation and that they are doing illegal business.

Anyone else receive a notice from Bank of America, stating they would triple any payment received by April 15th? And they would continue to triple any payments each month until balance is paid off. Also they would settle for 20% of the balance.

Facing Eviction. Loss my income. From a poor family who can not help me. I'm scared to apply with a predatory lender but am desperate. Are there any payday loan companies that will actually allow you to pay them off. I've read hundreds of horror stories today online about people being trapped in these high interest loans. Thanks! Celeste

Hi, I have both federal and private loans. My federal loans are all in good standing, as I kept up with them and they are now on an "in-school" deference since I have gone back to school. My private loans are another story. I did not know they were past due, and before I knew it, I had a call from Sallie Mae demanding payment. Before I could even get back to them, I received a notice that it had been sent to collections. I called and set up a payment plan, and ended up finding out more had been sent to collection, 3 loans total.

Hello, I've previously posted for help regarding my payday loans and everything was going well until today. Payday loan company Mass Street Group says I owe them $930 and has a pre-litigation company named Capital, Harris, Miller & Associates to make threatening calls and say that my intent was to "breech & fraud inducement of a contract". They landed me $500 I've paid Mass St Group a total of $860 before following the advice received. Is this litigation thing legal? Should I get an attorney or just pay them the $930? Thank you for your advice.

Has anyone ever heard of Consumer Law Council? We had a debt settlement program we were enrolled in with Madison, Monroe, and Associates. They say this CLC is a legal group that will finish the last 3 accounts that weren't settled. We signed our agreement (contract) with CLC last month and already are having problems with some questionable practices. Like making 2 payment withdrawals from our checking account within 4 days, by 2 different people. (Meracord and RAM) still trying to get my $ refunded for the extra payment and really nervous about this agreement now. Help!

I hope someone can help. I did not open the two accts that are on my credit report. They are listed as Think Cash and CACH First Bank of DE. What action do I take. I will contact all 2 credit bureaus to start. Should I get a lawyer?? What type. Thank you