Search forum

Hi all. I got over my head in debt around the end of last year as the industry I work in happened to experience a major slowdown right when my expenses went up.  Made the common mistake of grabbing easy money in desperation, and then more easy money to pay for the ridiculous interest rates.  Work has picked up, but I'm only barely treading water and if there's any kind of a slowdown I'm in trouble.  On top of that having educated myself on credit/debt/etc, I am a little peeved at how much money I've spent on basically nothing so far. Here's my main concern.  All of the PDL's I owe, I've ow

i have made a payment plan to pay back money owed to cashnetusa, because i was told that i would be summoned to court. I live in colorado and was wondering if i should cancel this payment plan or just keep it. the company is out of new york and is called Check & Credit reporting Inc.

I live in Indiana and have 4 Payday loans, 3 internet and 1 store front.  We are currently in Chapter 13 Bankruptcy if that makes a difference in how to get out of this mess.  Accumulated these after we filed due to tight budget court has us on.

This came to me today from an attorney after I provided him with all information and documentation of my case.  I can't prove that I have any significant damages as a result for the judgment being entered.  Damaged mentally?  Yes but already was before. (Can't prove that either)  What am I expecting in terms of a settlement is the question here?   Any thoughts on this?  What to ask for for a settlement, I need help here.  Thank you. Thank you very much for your diligence in providing the documentation here.  Palisades definitely dropped

I'm excited.  I just received my first settlement offer in the mail.  I wasn't expecting it at all, and in fact I spoke to them the day prior and they made no mention of the offer.  I'm roughly 50-60 days past due and I thought I'd have to wait until at least 90 days. Now, it' was an offer of 40% less the total due, so it's not acceptable (or affordable) to me.  But it's a starting place to move forward from.

how much of an affect does installment balance have...my student loans are in good standing, but the balances are high from interest and the like (i had previously defaulted but completed their rehab program)

Another question about opening a CC...I am in the chexsystems database for about another year from past account activity.  As a result, my only bank accounts are a savings account through a credit union, and then I have Greendot, a prepaid Visa that serves as like a checking account (i use it's routing information to pay student loan and other bills).  This is where my paychecks are direct deposited to.  Would any of this help me or hurt me in the area of credit card approval?  Do balances matter?  If so I could transfer more in to my savings account

I have a PDL with ACC/The Cash Spot.. What are the laws here in CA? It has been refinanced 4 or 5 times and now they are taking the fee + a pay down. The loan was for 400.00. I now owe 360??

Here are the companies in question:   Biggest Cash- loan $200 paid $565 Geneva Roth- loan $400 paid $1035 SJM Marketing- loan $300 paid $540 Ameriloan- loan $300 paid $640 Dakota Loan- $100 paid $325 USFastCast- loan $300 paid $450 Loanshop- loan $300 paid $450   I do not know these companies but are my banking statement: TJF Corp- took $120 Int'l Payments Svcs took $75 Red River took $80 I have not clue about these companies. The companies I am aware of they are stilling saying I owe them. For instance SJM Marketing is saying I owe $665 and I paid them $540. I need help.

My husband was served with a Civil Action Hearing Notice in the state of Pennsylvania. He's being sued for $400 by the Waste Disposal company. His hearing is tomorrow morning at 9am. We are estranged and I don't even live with him. He informed me that he wasn't going to be able to appear. He's out of state with his sick mother. I had him call the Waste Disposal company this morning and they said that there was nothing they could do that he had to show up. In the paperwork he got it says "You must appear at the hearing and present your defense.