Search forum

Can't find it anywhere

I'm being sued for a credit card debt that they claim the SOL hasn't passed on yet. They want ME to supply them with documentation proving the payments I made, and give them copies of all past creditor letters I've been sent, which I thought was very fishy since they should already have the original copies. I have nothing in my name and don't work (stay at home mom) and my husband only works part time to pay the bills so we can devote the rest of our time to our homeless ministry (which pays nothing). What should I do, and what can they do if I get a judgment against me?

Can I withdraw from my IRA after I file Chapter 7? Or how long will I have to wate to withdraw? Will the Bankrupcy court take it? I have less than $100,000 in it! "Thank's to the Stock Market". I will be geting some retirment. We will need some of the money to live on. Cheryl

I was not able to pay a payday loan off from Check n Go in Texas due to husband's employment, and now this law firm is saying they will garnish my wages. Is this true? They even faxed over a verfication of employment to my job, but it looks very fishy and my boss does not want to sign it. Please Help.

considering bankruptcy filing received credit cards using income did not earn did not work at the time I applied for them-- could this become a problem?

I have 31K with AMEX, 7K with Capital One, & 20K with Citi. All business debt personally secured by me. The business is failing and I won't be able to make the payments. I have been current so far, but I recently lost my house and have only been able to make payments by selling off all of my furniture. Now I am not going to have the money to continue making payments. My question is this: right now I have the option to balance transfer up to 11,000 to Citi as I haven't missed any payments yet. would it be better to transfer the Capital One balance over to Citi?

as I'm reading some of the post here I ran couple of times into someone advising to ask OC to move accounts back from CA and also wave late fees and interest charges back to day when cards were current and then do settlement, has anyone was actually able to do this? why would OC wave late fees and interest?

Question is- 2005 bank credit card account charged off 2006 debt buyer (claims) purchase the account 2008 debt buyer files lawsuit Am preparing Ch. 7 filing. List the debt buyer or original creditor on the filing? One is on credit report 1 and the other is on credit report 2.

Does anyone have a phone number for these people. the only phone number on their internet site is for NEW accts not existing accounts. Thanks!

I got garnishment papers from Midland Funding on 3/26/09 and have 15 days to pay amount stated and have no idea who they represent, but they can get 25% of check weekly and can still add attorney fees and interest. What is this and how do I find out what, who, and how to fix this?