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I had made some mistakes in the past and was looking to improve my credit score. I've heard from people that getting a secured card that reports is a good idea. Any opinion on which would be a good one to get. I've also heard from people that with these cards with timely payments they can eventually become unsecured cards. Any one with any helpful info or opinions will be greatly appreciated.

If my parents co-signed for a student loan for me and I file bankruptcy, what affect would this have on their credit rating?

Hi all, I was hoping some could share their post charge off experience 180+ days being late. Do the following original creditors tend to: A)Just keep trying to collect the debt and for who long B)Immediately seek a judgment themselves C)Sell it to a CA who just keeps trying to collect D)Place it but not sell it to CA who just keeps trying to collect E)Place or sell it to CA who immediately goes for judgment F)Other *Advanta, *Bank of America *Capital One, *Chase *Discover *Juniper *RBS *Wamu vis Chase I'm currently at 150+ days with most of these so while I know your experience of judgmen

what is the poinion about Obama calls for patience?

I recently found out that I can pay BoA directly for my overdraft account rather than pay a CA. At this time the CA is the only one reporting, nothing from BoA...so my questions are...can i get the CA off the report, and would BoA introduce a new TL that will kill me? or if they did, would it still be dated DOFD?

I am trying to find out who's phone number this is can anyone help me. 8772633668

Does anyone know if once I file my bankruptcy, will that do anything to my checking account?

phone number for this joint.pleez

so I'm working through to settle all my CC accounts, I received first confirmation basically stating that X CA accept my payment as Settlement in Full, according to them account is settled and closed, but when I logon to my CC online account balance shows "previous balance - settlement amount" I'm guessing this is part of the settlement that balance on settled accounts won't be ZERO ever, is that right? since this account is settled and closed for how long CC company is keeping this record?

if i win a law suit against 2 people that own together 67% of the building can i force them to sell even if they have an agreement between them that they need 100% vote to sell