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So, I got a postcard today that basically states: 1-SCH COrp, ACCS Corp & American Corrective Counseling Service are filing bankruptcy 2-Their records indicate I may have been eligible for participation in a diversion program and prior to the petition date I may have been contacted by the Debtors or paid $ with respect to such diversion program, and if I think I might have a claim under FDCPA I must file proof by certain date. 3-They plan to sell substantially all of their assets to Levine Leichtman Capital Partner or any other qualified bidders. I don't recall getting mail from any of these

My business is going under. Looks like we may have to go bankrupt. If you have a judgement from a bank for a car loan, can you go bankrupt on it? What about credit cards, I don't have any judgements yet on them, but am nervous I will before we claim bankruptsy. Do you have to claim everything you have? The one thing I don't want to lose is our travel trailer, but we have 10 years of payments on it and we are 6 months behind now.

(Waiting for editorial view)

My husband and i fell into debt fast. We didnt realize we were in collections at a few companies until we pulled a credit report. When we finally did we have settled 3 accounts and have arrangments with the remaining 4. There was also an apartment complex that says we defaulted on a contract but with a military clause there was no excuse to send to collection. This mistake on our credit cost us $12,000 up front to move into another complex in our new duty station. When i was aware of this error the company worked with me and has sinced removed this error from our credit.

I have been repairing my credit for the last 3 months. I found that there was a judgement entered against me in March 2005 by Resurgence Financial. I filed CH7 "BEFORE" they went to court. I was told by my bankruptcy attorney that since they were included in my bankruptcy I didn't need to appear for the court date. Being that I have limited knowledge of the law and trusted my attorney, I didn't go to the court date. I was found in default and a judgement was entered against me and has been on my credit report for 4 years now.

Okay so heres what happened. I live in the state of PA and I know there is different things for each state. I was summoned to go to court but did not show up because I lost the paper and was unsure of the date. My friend did the same thing for the same company and all they did was place a judgment against her and she heard nothing else. HOWEVER, with me they just sent me a letter stating that I had 30 days to reply to this letter they sent me , that was NOT certified.

Hye my name is tammy. and i called they I.R.S. and the machine said that my check was mailed out on the 13th of feb. Okay it is Mar and they said they are reviewing my refund......can someone help me on this

anyone know what happens when you file a compliant with fdic against first bank of delaware installment loans

I have been fortunate enough to be able to obtain a loan to pay off my payday loans. The problem is that the finance company (actual finance company with a decent intrest rate) wants to make the payment directly to the company not to me to pay the loans off. So I'm having to call each company and try to get the information on how much and where to send the money to. Keep in mind that I am current on all of my loans except for CashCentral who I have a EPP set up with. I swear this is a pain in the you know what!

We recieved a copy of a bill from Mann Bracken. That is their way of validation of debt. Sent a letter thru certified mail and this is all they sent back. Asked for Proof of SOL, asked for copy of original signed contract, asked for list of payments made to them etc....did not sent any of that, just a copy of a yr. old bill. Last payment made I believe was in 2006. Confered with an attorney who will look at paperwork and will proceed from there. Legally, is copy of a bill alone validation of debt?