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I have 3 pdl one storefront and 2 internet magnum cash for 500 and paydayone for 300 I can't keep up with the interest anymore can anybody please help?

I can't believ how quick this happened. First a Debt Samaritan and now the HOF. 10 votes gets her in!

creditcard companies have wnet to court and filed judgement and have now garnish my checking account i only have income of disibilty retirement .... is this legal?

Hi everyone I have been sued on 3 of my citi accounts. So I went ahead and tried to settle them all together with the law firm (Hunt and Henriques). However, I just want to get some advice from someone who been through this. I'm uncertain if there will be any more collection effort on the remaining balance in the future say like 5 to 10 years from now. I do know that these banks and lawyers will play tricks on you all the times. So....let me post my settlement letter for you guys to review. If you guys can give me as much advice as possible, that will be great.

If you can't afford what they are demanding what do you do ? The amount owed 7,000 this is a credit card has been sold twice debt is 2 years old the first agency could not validate correctly .. So they sold it but they sold it Palasides and I understand from Bud Hibbs they will " create a forgery Validation "... So they win and I lose ... Please need advice Can't settle have no income just husbands and he is got his own massive debt he is paying on ..Had to quit work for health reasons so no income just lots of medical bills.

I am SO mad at my bank! I have been a good customer, never had any check bounces (other then the PDL nightmare that was all taken care of) Well I made a mistake in balancing the checkbook and ended up overdrafted by 150 bucks. I contacted the bank and explained that it was an oversight, but I will fix the problem. I asked them to close the account and set me up on a payment plan, or that I can pay the negative balance in 2 months (I just couldn't afford more then 75-100 payment each month and not get behind every where else) Well they absolutely refuse to close the account!

are they legit in the state of wisconsin

My husband and I ran into some financial problems at the end of 2008 when I became very sick and he got laid off. Because of that we missed a couple mtg payments, and even though we have tried catch up, we are so far behind it seems like we can't save enough and are now facing the start of the foreclosure process. Wells Fargo (who services our Mtg) "pre-approved" us for a FM HomeSavers Advance at the beginning of Feb, but we are still waiting for a final decision. Does anyone know what they base the approval on?

Hello, I've been reading this site all morning, here is my situation. I had a cc with Sears/Citibank, I fell on bad times almost 3 years ago, I couldn't make the payment due to one late fee. I've had calls from several collection agency's during this time, 2 different ones all in the same week looking to collect on the same debt, so I didn't know who was entitled to actually collect this.

Okay, I have done a lot of reading on "do it yourself" and some research on the web, but as I have never been in this situation before, I am still confused and need some guidance to help point me in the right direction. For those who still aren't familiar with my situation, I have: $64,000 in private student loans ( I've paid it down to $32,000 ), 2 car loans through Wachovia ( 1 at about $15,000, the other at about $14,000, the latter of which I finally paid off just last month, so effectively, only 1 current auto loan now ) $4800 Cashcall $1200 QuickclickLoans ( was originally $3500.