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Can an apartment complex send my outstanding balance they think i owe to a collection agency if i am in contact with them, have had a lawyer contact them and write a letter, and am contesting it?

I've seen some comments about Superior Debt but I was wondering if anyone had worked with Rise Above Debt Relief. I can't find any info on them at BBB but I hope someone knows something about this company. I'm ready to settle my debt this week. Just need to pick between this to. I appreciate your help!

My husband and I are moving in to the US from Canada. We just found a forclosure that we like put an offer in they accepted now we can't get a mortgage. We have a credit score of over 850 and double the amount of funds in our account than what the actual mortgage amount will be. Yet still we have had to jump through hoops and they still have not approved us. What are we to do this is insane. Confused Canuk

I received a letter from RJM regarding a Children's book of the month Club with my old address listed on the letter. On this letter I noticed my last name isn't even spelled correctly. The letter says that i have a balance due of $72.59. i never ordered any children's books, nor ever received any children's book. I don't have kids. i tried contacting them , but of course had no luck. I get a recording saying they're office is closed. I've been trying all morning...I just called again same message....it's 2:50pm in California... New york it's 5:50pm.

We are over $80k in unsecured debt- up to date on mortgages and cars. Cannot go chpt 7-- chapt 13 is ridciulous ($2,800 per month) we need to settle. Some are willing to settle, if I could I would. No way to come up with that much cash that quick, over several months I could. What gives with the trashing the credit report? If it is already trashed why do settlements harm more? Is it re-establishing credit will be more difficult? I had a construction business that went under and had a couple of properties foreclosed. How many times can you use the insolvant form before the irs says no?

Anyone have the fax numbers for the three credit bureaus: Transunion Equifax Experian thanks!

Has anyone used this service? They are supposed to be the only company that can reverse charges without debt consolidation.

hello community:) I opened an account with Crown Jewelers and was given 2500$ credit line. I just bought a low cost piece on their site and had some questions.

Hello! I just found this site and let me say it’s awesome. A great place to weed out the good from bad. We currently owe about 35K total in credit card debt. As of right now we are current on everything and our credit is not that bad, just extended because of all this CC debt. I am considering debt negotiation with Town & Country. The biggest chunk of our debt is with bank of America across two cards with them totaling 25K.

I found a long letter stating all kinds of things the collection agency had to do, snt it to mrs and they put bad debt on my credit report. Does this mean they wont come after me again, or should I worry in the future. Second. I cant find this letter for a friend, its not the same one on here now. It was a long one stating they must do all kinds of things to validate the debt..where is that one? thanks all