I am in the early stages of defaulting on my cc's so I can possibly settle one day. Since I paid most of my monthly payments thru my bank account (online), I would like to close this account.
My question is, once it is closed, does anyone have the right to those records in the future (CA's, courts, etc)?
Just wondering because I have borrowed money from CC's as well as family members and have deposited those funds into this account to pay bills. Will I have to explain this to anyone? Will I have to account for and explain checks that were written from this account?