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I hope someone can answer this for me. I haven't called Amex yet but will tomorrow. Here is the situation: In August, I put my Amex on a DMP. I made a few payments to Amex via the DMP until we got the proposal from Amex. I did not like the proposal so cancelled my DMP. Since that time, I made payments on my own (at least the minimum that was on my statement). In January, I got a letter from Amex saying I had successfully completed the enrollment period (4 months) to benefit from a lower interest rate. Huh?

i have 11 payday loans. i can't believe it has gotten so bad but now I can't afford to pay them all. I live in ny and have gotten all the following loans on the internet. bmg - $260 paid $720 american online marketing - $390 paid $1,080 paradise cash - $562.50 paid $612.50 loan shop - $260 paid $180 one click cash - $325 paid $300 cash direct express - $390 none cashlink - $650 paid $150 ezpayday cash - $390 paid none instant cash usa - $390 paid $90 ssm - $195 paid none cmg - $390 paid $90

I have 2 accounts with Academy totaling , now with interest, about 20k. They stopped calling me last month so it has been close to a month and I have not heard from them. No calls, no letters. Nothing new from any other collection companies so not sure if they sold off my accounts or not. However, I do have the sheriff looking for me to deliver a summons, I am ssuming. Not sure who it is from though. Could also be from my amex bill that I also ended up defaulting on. I haven't received anything from that collection agency either.

Do you have any idea on my case? I got sued and it will be on middle of next month. The debtor is American Express and the plentiff is from my county court. My total debt is $13,000 and I don't know which is the best way to avoid the court judgement. I think I can pay monthly certain amount of money. I have full time job and income is aound 90k. Do you have any idea for me? I am worried about being garnished from ny wage by the court settlement. Thanks and any advice will be important to me.

I would like to know ALL about them!! Thanks!

Does IRS get invold with bk

An apartment complex got a judgement against me in 2004 for the amount of $824.10. The court records show that this was the amount that the judgement was for. However, when I called the apartment complex to pay them, they said I owed $1400.00 I have paid the $824.10 that they got the judgement for. Can they get another judgement for the remainder of the balance they claim I owe? I have asked for something legally binding that says I owe these extra charges because according to court records, I only owed $824.10 (of which I have paid).

My story as to why we got into debt years ago. Life was great we both had jobs, 2 small kids. A weekend home. Then my husband was let go after 20 years. They wanted the young people out of college, as they could pay them less, they had no family that they need to pay health insurance for, and didn't have 8 weeks holidays a year. It hit my husband hard, as he had worked his way up the ladder. Being older and everyone wanting a University degree and he did not have one took a tole. So he did not work for a year.

Can you tell me any of these PDL companies are illegal? Cash in a Wink, Cash Advance Network, 500 Fast Cash, Cash Star Group?

I thought that once someone sent a letter in writing to a bill collector telling them to only contact them in writing and NOT to call them at work or at home that they could no longer call ---or if they did they would be in violation of the Fair Debt Collection Practices Act. Does anyone know more about this. I have written and mailed certified letters to the 4 PDL places that I have loans with (that are not licenced in my state). Of course in that letter I put do not call me at home or at work and to only communicate in writing--but all four companies have completely ignored the letters.