We have been garnished for 6 months, were told to call the creditors lawyers and set up a payment plan after that time period. Can they dictate the amount of a monthly payment?, (there is still a considerable balance left) , or can we tell them how much we can afford.
To be honest we have had to borrow money to keep our heads above water and are barely scraping by. We thought that the end was in sight but they are demanding about 3 times as much as we wanted to pay.
We live in Georgia but work in Alabama, the court judgement was in Georgia.
I appreciate any advice you can give.