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Hi Everyone, I had three past due medical bills that had all gone to collections that I finally was able to pay off last October. I called the original creditors to verify the amounts before I sent payment since the CA amounts on my credit report didn't match what I thought I owed. Well, the CA found out that I was planning to pay these off (One of the OC's called them when I was on hold to question the discrepancy) and filed suit the very same day! Of course I wasn't aware of the lawsuit yet cause I wasn't served until about three weeks later. I had already sent out my payments.

Starting tomorrow I will be in default for 3 payday loans, soon after that 2 more. I owe: Cash 1 $300 CA Budget Finance $300 Advance America $300 Check Into CAsh $300 USA Cash Services What can and should I do? Will they still let me do some kind of payment arrangement? What do I do if they won't?

Is interest paid first for a loan, specifically a consolidation loan? I am looking at getting a debt consolidation loan and paying it off over 5 years. I will probably be able to pay it off in 3-4 years, but will I have paid the 5 years worth of interest upfront?

My question is concerning a storefront payday loan. I have two loans with a local storefront-one which they treat as a regular payday loan with paperwork, etc. On this loan, however, they have violated state laws by allowing rollovers and charging additional interest daily. This place also offers other loans where you give a check as collatoral, but no paperwork is processed. I have been in touch with the Department of Finance in my state and have been told that since they are operating illegally in both instances I could essentially walk away and there is nothing they can do.

can anyone tell me what the legal % they can charge in CA they charged me 300% these peope are loan sharks. USfastcash they are really something all 500fastcash someone from 500 fast cash call me the other morning and I told her that I was spending all my time at the hospital with our critically ill daughter and she didn't care so I ask her to talk to someone else and she started yelling at me and said she wanted to talk to my husband and it was none of my business. is what they are and like hurting people and taking as much money as they can.

Hi, I contacted a ca today on my loan in default and asked to rehab my loan. The guy told me I could ot rehab my amount (1800) and I should pay 145 a month to get my loan paid. Is this legal and will this repayment show the loan rehabed or paid default. The loan went in to default this week, I lost my job 1 month ago what can I do and what is a reasonable payment.

Hi there! I am a stay at home mom and my husband and I are trying to manage enough for me to do the rehab program for defaulted loans but I am unsure who would authorize the amount (Sallie Mae services my loan, Bony Mellon is the lendor and Pa. Higher Ed'n Ass't Agenyc is the gaurantor) to be repaid for rehab purposes and who would agree to give me a loan. If you make the rehab payments, which institution do you pay after the rehab? How would you have a ballpark of what the amount due would be once you have rehabbed the loan? Any information anyone can give would be so appreciated!

This is the response I got from my revoke my ACH letter. WTF!!! - PLEASE HELP! Dear Name removed for your safety, Shazzers, I manage the Collections Department for the call center that performs processing for International Cash Advance (ICA) doing business as Magnum Cash Advance. Your account has been escalated to me for special consideration. I have received your email and forwarded a copy to the lender. Although the lender does not agree with the assertions that this loan is illegal, they have authorized me to settle accounts such as yours.

Has anyone used this company e-limidebt before?? Any recomendations or warnings??

Is it legal to continually report an account 120 days past due? The mortgage was 120 days past due before finally being sold and so there is no balance. I tried to dispute the current status but it just comes back as verified.