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$35k original balance. $40k current balance with late fees/charges 5 months unpaid on card. Acct was sent to CA then to lawfirm who is now threatening suit. Lawfirm's offer is $29,500 or 10 months of monthly payments of the full outstanding balance of 40k. This is a company debt and the company has nowhere near 30k to pay this off. I'm thinking of taking this account out of the current debt settlement program and negotiating with law firm myself (also an attorney but no consumer law experience).

Hi, if a person gets sued by a creditor for credit card debt or a gets a judgment against them can you still claim bankruptcy or is it too late?

I am in Missouri and they way I read the law is the they cannot charge more that 75% of the loan amount in interest. Can someone confirm or correct me on that? Missouri State Information Legal Status: Legal Citation: Mo. Rev. Stat. § 408.500 et seq.; 4 Mo. Code Regs.

Hello does anyone have the actual Physical address for Continental Finance i called them and they will not give me anything but a P.O Box. I klnow its because they dont want to accept any validation letters because when i asked if they had a physcal address they gave me the po box and i said you dont work in a building and he said no>>>>> Please help maybe even a fax for them would work as well thank you

I just got a reply through BBB from them claiming that they don't have me in their database and I must be complaining about the wrong company. MTE Financial Services BBB MEMBER: NO CONTACT: Compliance Department ADDRESS: 515 G S.E. Miami, OK 74355 PHONE: 866 213-0268 FAX: 866 539-7503 Website: www.quickest-cash-advance.com This is the company behind USFastCash and 500FastCash yes? Are they trying to duck responsibility here? What should I do from here? Jen

I have 8 Online Payday loans out. I have worked with 4 places already to work out agreements. Those places are: 1. Cardinal Management Loan Amt: $325 Pd: $75 Setteled to make two payments for $125 each to clear the account. 2. 500Fast Cash Loan Amount $400 Paid: $945 Settled to pay $244 to clear the account. 3. ACC-American Consumer Credit AKA The Cash Spot Loan amount $320 Already Paid $440 Settled to pay $200 to clear the account. 4.

Is the Court required to send a letter reflecting the Judgement, to the Debtor ?

I want to thank everyone on this forum for their advise and taking the time to help others who are going through the struggles you have gone through. I used the advise given and worked with the BBB on two of my PDL's...I took a $500 loan from 3B and they took the $500 principle PLUS $1065 in interest from my account. I requested a refund and they are sending me a check for $870. Little Loan Shoppe gave the BBB a standard basically "buying themselves more time" response but I rejected their response so the case it still moving.

I have received a collection letter from Collectcorp regarding BOA account(I had it went it was FIA cardservices) should I send them a DV letter, and if so, they show an credit card account number I have never had it does not match the number that is on our card should I mention this? I posted this last week, but had no replies can anyone help me? Thank you

Hi I'm writing because i was sued and the summons said i have 30 days to respond. Second i called the lawyer and made payment arrangements. They sent me a stipulation... basically it says that if for any reason i miss a payment, they will enter default judgement. They want me to sign and return in 5 days. If i don't they i must file an anwer with court within 10 days of the letter's date, I thought I had 30 days to file an answer ???