Lenders are telling me they are parties to the General Agreement on Trade in Services so any state laws don't apply to them. Is this true? I live in AZ. Thanks.

Hi, So I've been reading some of the forums and found out that payday loans are illegal in AZ. When I notified some of the lenders of this, some accepted it and considered my account paid in full. While others said we don't follow state laws, we follow federal laws. So I'm wondering if anybody else has experienced this situation and what they did about it? Thanks.

Does anyone know anything about this company? They say they will give some cash back if a loan is taken out through them...

i have a loan with one click cash we had payment arrangements set up on our account every other week the account was closed and we opend a new account now they say i owe them 800.00 on a 500.00 dollar loan what do i do???

Just trying to find out if this group based out of Jupiter, Fl is a legitimate financial group.

Just trying to find out if this group based out of Jupiter, Fl is a legitimate financial group.

I have a few payday lones i took out to help pay a medical bill. pd lones oneclickcash-300 cashcentral-500 speedycash-350 cashnetusa-150 acecashadvance-300 being sick I've gotten behind on my bills and these lones, i am on disabilty and checks go to my bank account each month on the 3rd,I've tried to set up some kind of payment deal with these pd lone company's. but all I'm getting is the run around. and 2 of these places have been taking payments from my account before the due dates.

Allied Interstate is threatening to offset my social security check to pay off an old school debt to Sallie Mae. Can they do that ?

I received a settlement offer from Northland Group for an old debt that LVNV now owns. It's a very low settlement amount and I'd like to settle it, but how do I know it's a legit offer that will be honored by LVNV? Thanks.

we have been notified by collection agency regarding a defaulted payday loan. they are threating criminal action against us unless we pay an unreasonable payment schedule. i owe 800 they want 400 now and 400 next week. I am a full time student and do not have the money. I can not do that. I do want to clear this up but not in such a hard hit. they are threating with theft bycheck. what are my options thank you