I hope I can get some help from someone with more knowledge than me ( won't take much )! Let me explain a little bit about myself and the problem.
I'm 25 and last year I was bitten by a bat and had to have a series of rabies shots. I have no insurance. However, I qualified for aid and still $400 something to the local hospital.
I had been making small payments on the bill but recently have been totally in the poor house and had to let the payments slip.